Consumer Banking

5 months ago

Varthur Bengaluru Karnataka, India JPMorgan Chase & Co Full time

**JOB DESCRIPTION**
As part of the Consumer Card Strategy Team, you will perform quantitative and qualitative analysis on credit card customers to determine the optimal credit risk strategy to be employed through the card life cycle. Expectations include assisting in developing, maintaining, and improving program policies, strategies, processes, and procedures within the assigned function, conducting complex analysis and providing accurate and concise results with recommendations to management. Primarily use advanced tools and techniques to perform assigned work

**Responsibilities**:

- Develop and maintain periodic analytics to provide management with full insight into emerging trends and the quality of the originated accounts
- Attain a detailed understanding of key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full account lifecycle
- Acquire an understanding of the operational processes (e.g. manual underwriting, portfolio management, collections) which will aid in understanding acquisition performance drivers
- Conduct ad hoc analytics and contribute to various projects representing Risk Management

**Required qualifications, capabilities, and skills**
- MS degree and 5 plus years of Risk Management or other quantitative experience.
- Otherwise, BS degree and minimum 6 plus years of Risk Management or other quantitative experience required
- Background in statistics, econometric, or other quantitative field required
- Advanced understanding of SAS, SAS Enterprise Miner, or other decision tree software
- Ability to query large amounts of data and transform the raw data into actionable management information
- Familiarity with risk analytic techniques

**Preferred Qualifications, Capabilities, and Skills**
- Prior experience of working in Cards industry in strategy / policy role

**ABOUT US**

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

**ABOUT THE TEAM**

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

  • Consumer Banking Fraud Risk Strategy Analytics

    5 months ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** The Fraud Risk Analytics is part of the Consumer Banking Risk Management and Fraud Center of Excellence (COE) team within Consumer and Community Banking Risk. This team is responsible for the management of fraud risk associated with Check transactions and cash withdrawals. As a Fraud Risk Strategy Analytics Associate within our Risk...

  • Consumer Banking

    5 months ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** The Fraud Risk Analytics is part of the Consumer Banking Risk Management and Fraud Center of Excellence (COE) team within Consumer and Community Banking Risk. This team is responsible for the management of fraud risk associated with Check transactions and cash withdrawals. As a Fraud Risk Strategy Analytics Associate within our Risk...

  • Consumer Banking

    5 months ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** The Consumer and Community Banking Risk Cards Strategic Analytics team generates thoughtful analytics and recommendations concerning strategy development, implementation, operational controls, and performance monitoring. This role presents an opportunity to be part of a team that is at the forefront of providing strategic insights to...

  • Consumer Banking

    5 months ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** In this role you would be required to provide high level analytic support for complex projects that require sophisticated data analytics on large datasets. This is an exciting opportunity to work on high impact strategy initiatives as they become the key focus of the firm and across the financial services industry. Job...

  • Consumer Banking Fraud Risk Analytics Strategy

    5 months ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** As a Strategic Analytics Associate, you'll work with the risk team to generate thoughtful and actionable analytics and recommendations to the business concerning strategy development, implementation, operational controls, and performance monitoring. **Responsibilities**: - Monitoring non digital authentication risks and fraud attack...

  • Consumer Banking

    5 months ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** As a Fraud Risk Strategy Analytics Associate within our Risk Management team, you will have the opportunity to analyze, develop new fraud fighting products, and work with cross-functional teams. You will leverage your strong analytical and problem-solving skills to interpret large amounts of data and its impact in both operational and...

  • Consumer Banking

    5 months ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in...

  • Consumer Banking Machine Learning Vendor Modeling

    5 months ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. Join the team that is driving the risk modeling strategy for one of the world’s most innovative banks. The Associate **Responsibilities**: - Evaluate, test, and validate vendor models for their effectiveness to address the...

  • Consumer Banking

    5 months ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** This Chase Auto Risk Controls and Corrections Team is responsible for simulating, monitoring and optimizing existing auto strategies while driving innovation to support better risk-based Controls and Corrections decisions for customers in a price-sensitive, highly competitive environment. As an Associate Strategy Analytics you will be...

  • Consumer Banking

    5 months ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** Risk Pricing Team in Chase Auto, is responsible for creating, monitoring and optimizing existing pricing strategies while driving innovation to support better risk-based pricing decisions for customers in a price-sensitive, highly competitive environment. In this role you will support the Risk Pricing Team in Chase Auto, which is...

  • Consumer Banking

    5 months ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in...

  • Consumer Banking

    2 weeks ago

    Varthur, Bengaluru, Karnataka, India JPMorganChase Full time

    **JOB DESCRIPTION** Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As a Fraud Risk Strategy Analytics Associate within our Risk Management team, you will have the...

  • Consumer & Community Banking (Ccb) Technology Audit

    4 months ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** This role is for an Information Technology audit professional to join the Consumer and Community Banking (CCB) Technology Audit Team. As an Auditor Associate in our Internal Audit group you will strengthen internal controls in a fast paced environment. This role will report locally into Audit Manager/Director in India and functionally to...

  • Consumer Banking Risk

    5 months ago

    Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** Risk Management and Compliance Governance employees perform a variety of functions to support compliance with internal policies, procedures, and external regulations. Responsibilities may include creation and administration of internal firmwide governance frameworks and committee materials, assessment, and adherence to control frameworks,...

  • Consumer Card Risk Strategic Analytics

    5 months ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** The Consumer and Community Banking Risk Cards Strategic Analytics team generates thoughtful analytics and recommendations concerning strategy development, implementation, operational controls, and performance monitoring. This role presents an opportunity to be part of a team that is at the forefront of providing strategic insights to...

  • Officer, Customer Service Officer, Consumer Banking

    2 months ago

    Bengaluru, Karnataka, India DBS Bank Full time

    Business Function As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our...

  • Consumer Cards Risk Analytics Strategy Anlytics

    5 months ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** As part of the Consumer Card Strategy Team, you will perform quantitative and qualitative analysis on credit card customers to determine the optimal credit risk strategy to be employed through the card life cycle. **Responsibilities**: - Develop and maintain periodic analytics to provide management with full insight into emerging...

  • Consumer Banking

    1 month ago

    Bengaluru, Karnataka, India JPMorganChase Full time

    **JOB DESCRIPTION** The Fraud Risk Analytics is part of the Consumer Banking Risk Management and Fraud Center of Excellence (COE) team within Consumer and Community Banking Risk. This team is responsible for the management of fraud risk associated with Check transactions and cash withdrawals. As a Fraud Risk Strategy Analytics Associate within our Risk...

  • Consumer Cards Risk Strategic Analytics

    5 months ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** CCB Risk Cards Strategic Analytics team generates thoughtful analytics and recommendations concerning strategy development, implementation, operational controls, and performance monitoring. As an associate, you will perform quantitative and qualitative analysis on credit card customers to determine the optimal credit risk strategy to be...

  • Consumer Banking

    5 months ago

    Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** CCB Risk Cards Strategic Analytics team generates thoughtful analytics and recommendations concerning strategy development, implementation, operational controls, and performance As part of the Consumer Card Strategy Team, you will perform quantitative and qualitative analysis on credit card customers to determine the optimal credit risk...