South Asia Corporate Credit Underwriter

3 weeks ago

Mumbai, India Citi Full time

Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a new function in the 1st Line of Defense, to house and consistently manage credit risk activities performed across its Institutional Client Group organization. ICM’s objective is to provide integrated “end-to-end” credit underwriting, identification, measurement, management, and monitoring for wholesale credit risk across the enterprise. Within ICM, the Credit Underwriting function (ICM-UW) provides analysis, greenlight, underwriting, first-line-of-defense credit approval and subsequent credit monitoring across all ICG wholesale credit businesses including Banking, Capital Markets, and Advisory (BCMA), Global Structured Products, Financings, and Securitizations (GSP-F&S), Treasury & Trade Services (TTS), Markets, and Securities Services (MSS).

The South Asia Corporate Credit Underwriter (“South Asia Corporate Underwriter”) covers large and complex relationships primarily within India, Sri Lanka and Bangladesh, being responsible for all underwriting activities, in partnership with BCMA and Risk. This role reports directly to a South Asia Corporate Credit Underwriting Cluster Head.

**KEY RESPONSIBILITIES**:
Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to:

- Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions, to development of credit approval memos, and senior approval forums
- Ensure Credit Approval Memo (CAM) packages are complete and accurate
- Detailed reviews of financial data, projection modeling, stress testing, and other indepth analysis performed by junior resources
- Facilitate relationships with key clients in Banking and Risk and with key Regulators, Internal Audit, and control functions
- Support the ICM Underwriting leadership on strategic initiatives/projects
- Support VOE initiatives

**SPECIFIC RISK EXPERIENCE**:

- For SVP positions, senior credit approval authority (or similar designation) covering large and complex underwritings, capital commitments, derivatives with multi-industry experience
- Experience in and exposure to global credit risk management standards
- Ability to understand capital markets products and complex financing and product structures
- Ability to provide strategic insights and strong sensitivity to macro and regulatory issues, and impact of such issues on the various Risk families, including operational and franchise risk
- Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and product organizations
- Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit

**CLIENT RELATIONSHIPS / BUSINESS PARTNERSHIP**:

- Proven ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors
- Navigates organizational complexity and breaks silos
- Creates and sustains a network of strong partnerships with the business in all segments & geographies and other risk functions
- Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships
- Proven track record of partnering with global peers in leveraging and implementation of best practices

**QUALIFICATIONS**:

- Minimum 7 years risk/risk-related credit work experience in banking/financial institutions
- For SVP positions, Senior Credit Officer designation (or similar designation) is preferred
- Sound knowledge of Citi’s credit policies and procedures will be an advantage.
- Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit
- Demonstrates strong ethics and integrity
- Ability to see the ‘big picture’ in a complex environment
- Can make decisions under pressure and short timeline
- Excellent verbal & written communication skills. Active listening skills.
- Demonstrated influencing and negotiating ability, resolve conflicts amongst various constituencies
- Excellent presentation skills - adept at presenting effectively to audiences of various sizes and various constituencies
- **Job Family Group**:
Institutional Banking
- **Job Family**:
Investment Banking
- **Time Type**:
Full time
- Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

View the "**EEO is the Law**" poster. View the **EEO is the Law Supplement**.

View the **EEO Policy Statement**.

View the **Pay Transparency Posting

  • South Asia Fi

    2 weeks ago

    Mumbai, India Citi Full time

    **South Asia FI (Financial Institutions) FI (Financial Insti Credit Underwriter** **(C14 - VPSVP)** Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a new function in the 1st Line of Defense, to house and consistently manage credit risk activities performed across its...

  • Credit Underwriter

    7 months ago

    Andheri West, Mumbai, Maharashtra, India Parrami Finance Private Limited Full time

    Parrami Finance Private Limited is inviting Credit Underwriters for its Business Loans and Vendor Financing proposals. Credit Analysis of Unsecured Business & Vendor Financing facilities to SME Companies Compile,Verify & Authenticate Data Bank Statement Analysis GST Return Analysis Financial Statement Analysis Analyse & Validate Debt...

  • Credit Underwriting Expert

    4 weeks ago

    Mumbai, Maharashtra, India Liquiloans Full time

    **Job Summary:**LiquiLoans is looking for a talented Credit Underwriting Expert to join our team. As a key member of our underwriting team, you will be responsible for evaluating credit applications and making informed lending decisions that align with our company's risk appetite.**Key Responsibilities:**Evaluate credit applications and assess...

  • Junior Credit Underwriter

    7 months ago

    Mumbai, Maharashtra, India LiquiLoans Full time

    1. Senior Manager, you will be responsible for overseeing the entire Credit team which evaluates the creditworthiness of potential customers, create procedures for approving/rejecting loans, negotiating with customer/sales 2. Hire, Train and Manage a team of underwriters 3. Create and manage processes relating to underwriting 5. Prepare reports that...

  • Credit Analyst- Large corporates

    2 months ago

    mumbai, India Intellectual Capital HR Consulting Pvt. Ltd. Full time

    Job Information: Role: Credit Analyst Segment: WHOLESALE BANKING Sub Segment: Infrastructure / SFG / SME/ Large Corporate Location: BKC, Mumbai Job Role: ·Preparation of Credit Appraisal notes for SME/ Large Corporate. · Discuss with business on Terms and Conditions for risk assessments · Discuss with customers for obtention of information for...

  • Credit Underwriter

    2 days ago

    Mumbai, India MNR Solutions Private Limited Full time

    **Experience** - 1-5 years **Job responsibilities**: - A proactive and result-oriented professional with well-honed experience in aspects of handling Credit, Risk Management, Client Relationship Management, Portfolio Management, Monitoring, Financial Reporting & Analysis, Due Diligence, and Team Management for small to medium-sized customers. - Evaluating...

  • Central Credit Underwriter

    2 days ago

    Mumbai, India MNR Solutions Private Limited Full time

    We are urgently hiring a Credit Underwriter for a reputed organization. Experience - 1 to 5 years Industry - Non-Banking Finance company **Roles and Responsibilities** - Proactive and result-oriented professional with well-honed experience in aspects of handling Credit, Risk Management, Client Relationship Management, Portfolio Management, Monitoring,...

  • Dvp - Credit Underwriter

    21 hours ago

    Navi Mumbai, India Women Entrepreneur Network Full time

    **DVP - Credit Underwriter** *** Summary Experience Required: **10 - 15 Years** **Location**: **Navi Mumbai ( Belapur)** Category: **Banking and Financial services** **Job Description**: Unique Job Role Credit Underwriter Function Credit Grade/ Band DVP Reporting Authority HOD Location Navi-Mumbai-HO Reviewing Authority HOD Job...

  • Credit Analyst- Large corporates

    2 months ago

    Mumbai, India Intellectual Capital HR Consulting Pvt. Ltd. Full time

    Job Information:Role : Credit AnalystSegment : WHOLESALE BANKINGSub Segment:Infrastructure / SFG / SME/ Large CorporateLocation :BKC, MumbaiJob Role:·Preparation of Credit Appraisal notes for SME/ Large Corporate.· Discuss with business on Terms and Conditions for risk assessments· Discuss with customers for obtention of information for preparation of...

  • Credit Analyst- Large corporates

    2 months ago

    mumbai, India Intellectual Capital HR Consulting Pvt. Ltd. Full time

    Job Information:Role : Credit AnalystSegment : WHOLESALE BANKINGSub Segment: Infrastructure / SFG / SME/ Large CorporateLocation : BKC, MumbaiJob Role:·Preparation of Credit Appraisal notes for SME/ Large Corporate.· Discuss with business on Terms and Conditions for risk assessments· Discuss with customers for obtention of information for preparation...

  • Underwriting (Credit Risk & Banking)

    2 weeks ago

    Mumbai, India Drip Capital Full time

    **About The Team**: An integral part of Drip’s finance business is to make contact with buyers (or importers), run verifications and confirmations as required by our Risk policy, to on-board them to our system and build a long-term relationship for future business opportunity. **Position Expectations**: - Create, review, and maintain complex credit...

  • Credit Underwriter

    7 days ago

    Mumbai, India Skillventory Full time

    **Credit Underwriter - WRF**: - From 2 to 7 year(s) of experience - ₹ Not Disclosed by Recruiter - Mumbaior **Roles and Responsibilities** **Job Purpose**: An underwriter will be responsible for determining loan eligibility, based on various risk factors with their primary duty being to analyze loan documentation. **Responsibilities**: Following all...

  • Credit Analyst- Large corporates

    2 months ago

    mumbai, India Intellectual Capital HR Consulting Pvt. Ltd. Full time

    Job Information:Role: Credit AnalystSegment: WHOLESALE BANKINGSub Segment: Infrastructure / SFG / SME/ Large CorporateLocation: BKC, MumbaiJob Role:·Preparation of Credit Appraisal notes for SME/ Large Corporate.· Discuss with business on Terms and Conditions for risk assessments· Discuss with customers for obtention of information for preparation of...

  • Senior Corporate Credit Specialist

    2 days ago

    Mumbai, Maharashtra, India Intellectual Capital HR Consulting Pvt. Ltd. Full time

    Job OverviewWe are seeking an experienced Senior Corporate Credit Specialist to join our team at Intellectual Capital HR Consulting Pvt. Ltd.About the RoleThe successful candidate will be responsible for preparing credit appraisal notes for SMEs and large corporates, discussing terms and conditions with business stakeholders, and monitoring accounts based on...

  • Credit Analyst- Large corporates

    2 months ago

    Mumbai, India Intellectual Capital HR Consulting Pvt. Ltd. Full time

    Job Information:Role: Credit AnalystSegment: WHOLESALE BANKINGSub Segment: Infrastructure / SFG / SME/ Large CorporateLocation: BKC, MumbaiJob Role:·Preparation of Credit Appraisal notes for SME/ Large Corporate.· Discuss with business on Terms and Conditions for risk assessments· Discuss with customers for obtention of information for preparation of...

  • Credit Analyst- Large corporates

    2 months ago

    Mumbai, India Intellectual Capital HR Consulting Pvt. Ltd. Full time

    Job Information: Role : Credit Analyst Segment : WHOLESALE BANKING Sub Segment: Infrastructure / SFG / SME/ Large Corporate Location : BKC, Mumbai Job Role: ·Preparation of Credit Appraisal notes for SME/ Large Corporate. · Discuss with business on Terms and Conditions for risk assessments · Discuss with customers for obtention of information...

  • Credit Analyst- Large corporates

    2 months ago

    Mumbai, India Intellectual Capital HR Consulting Pvt. Ltd. Full time

    Job Information:Role: Credit AnalystSegment: WHOLESALE BANKINGSub Segment: Infrastructure / SFG / SME/ Large CorporateLocation: BKC, MumbaiJob Role:·Preparation of Credit Appraisal notes for SME/ Large Corporate.· Discuss with business on Terms and Conditions for risk assessments· Discuss with customers for obtention of information for preparation of...

  • Senior Corporate Credit Specialist

    17 hours ago

    Mumbai, Maharashtra, India Intellectual Capital HR Consulting Pvt. Ltd. Full time

    Company Overview:Intellectual Capital HR Consulting Pvt. Ltd. is a leading consulting firm that specializes in providing innovative solutions to businesses across various sectors. Job Description:We are seeking an experienced Credit Analyst who will be responsible for analyzing financial data and creditworthiness of large corporate clients.The ideal...

  • Strategic Corporate Credit Specialist

    2 weeks ago

    Mumbai, Maharashtra, India Vivriti Capital Full time

    About the RoleLead comprehensive credit appraisal, underwriting, and approval of mid-corporate credits for supply chain finance products.Manage a team of credit underwriters and process associates, reviewing and optimizing SCF anchors.Analyze potential credit risks, evaluating collateral, financials, and credit history.ResponsibilitiesDevelop detailed...

  • Underwriter

    4 days ago

    Mumbai, India waays live solution private limited Full time

    **Job Description-Underwriter** **Work Location: Worli, Mumbai** **(Should compulsorily have Dialler Management Experience, Communication should be excellent, Team Handling & Escalation Management Experience is must)** **Responsibilities**: - The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies &...