Retail Agri-rural Portfolio Officer

2 months ago

Phagwara, India HDFC Bank Full time

Department- KGC- Job posted on- Feb 13, 2024- Employee Type- Permanent-Sales Vertical- Experience range (Years)- 0 - 3 years**Group Company**: HDFC Bank Limited

**Designation**: Retail Agri-Rural Portfolio Officer

**Position description**: Ensuring timely portfolio Rotation, deposition of instalment, meeting defaulting customers, collecting PDD, submission of Call Memo, etc.

**Primary Responsibilities**:

- Relationship Building and Maintenance
- To liaise with existing customers for building relationships.
- Rotation & Recovery
- Follow-up for rotations and deposition of installment
- Working towards benchmark on rotation & recovery
- Housekeeping
- Submission of Post Disbursement Documents (PDD)
- Call Memo submission.
- Collection & Submission of LAD
- Sourcing and Business Generation
- Ensuring focus on KGC Business generation and achieving Productivity benchmarks/targets
- Increase penetration of KGC Business in existing and new villages.
- Cross sell
- Opening of Liability accounts as per the benchmark.
- Cross selling asset as guided by Relationship Manager from time to time
- Promotion of digital platforms like NetBanking, Mobile Banking, PayZapp, Insta Alert, Smart Buy, etc.

**Additional Responsibilities**:

- Any other task assigned by seniors from time to time.

**Educational qualifications preferred**
- **Category**: Bachelor's Degree, Master's Degree

**Required work experience**
- **Industry**: BFSI/Agri input/FPO
- **Role**: Sales Executive
- **Years of experience**: 1 to 2

**Required Competencies**:

- Basic understanding of Banking Products & Processes
- Good Team spirit
- Time / Team Management
- Proficient in local language
- Proactive & focused approach

**Required Knowledge**:
1-2 years experience in Financial Services/ agri input companies/ FPO is preferable. Should have basic knowledge of agriculture/ crops.

**Required Skills**:
Persuasion & Selling Skills

**Other**:

- Reporting Designation: RM- Retail Agri
- Reporting Department-Sub BU: KGC

**Specific requirements**
- **Travel**: Customer Visits
- **Vehicle**: 2 wheeler preferred

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