Credit Underwriter
3 weeks ago
**JOB TITLE: - Credit Underwriter**
**JOB LOCATION: NOIDA**
**CTC: 3 - 3.6 LPA**
**JOB PURPOSE**
**KEY ROLES and RESPONSIBILITIEs**
**Should be Excellent in**:
- Relevant experience to manage credit underwriting for Secured or Unsecured Products
- Good knowledge of credit appraisal & underwriting and CAM preparation
- Good knowledge of credit evaluation methods, tools & techniques
- Enhance the credit lending framework including policies, processes, MIS, controls, etc for the Unsecured Lending business.
- To keep track of delinquency levels and ensure that requisite follow-up is being done to ensure that over-dues are regularized in a time-bound manner
- Ensure issues/action plans arising from Risk & Control Self-Assessments, risk events, KRIs, regulatory inspections, or other risk issues are properly followed up
- Analyze financial statements, credit reports, and other information to assess risk and make loan approval decisions
- Conduct personal interviews with borrowers to gather additional information and assess their ability to repay the loan.
**Qualifications and Experience**:
- Graduate or Post Graduate (MBA Finance preferred) with at least 2-4 years of credit and risk management experience in Financial Sector
- Excellent analytical and problem-solving skills
- Acute attention to detail
- Flexibility and ability to cope with stressful situations.
**Job Types**: Full-time, Regular / Permanent
**Salary**: ₹300,000.00 - ₹360,000.00 per year
**Benefits**:
- Provident Fund
Schedule:
- Day shift
Ability to commute/relocate:
- Noida, Uttar Pradesh: Reliably commute or planning to relocate before starting work (required)
**Experience**:
- total work: 2 years (preferred)
Expected Start Date: 21/02/2023
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