Loan Examination Associate

4 weeks ago

Chennai, India WELLS FARGO BANK Full time

**About this role**:
Wells Fargo is seeking a Loan Examination Associate...

**In this role, you will**:

- Perform in-depth, prefund loan reviews and validate transactions within set guidelines for Underwriting
- Perform in-depth review of mortgage loan file including Credit, Capacity, Capital and Collateral documents
- Detailed review of Credit related documents such as Credit Report from Experian/Transunion/Equifax, Credit Supplements, Mortgage Statement, and Letter of Explanation etc.
- Detailed review of Capacity related documents such as Paystub, W2, VOE, Award letters and Bank Statements etc.
- Detailed review of Capital related documents such as Bank Statements, Gift letter, Stocks and Bonds etc.
- Detailed review of Collateral related documents such as Property Appraisal Report, Flood Report, and Purchase Agreement etc.
- Recommend borrower's eligibility in accordance with internal policies and procedures, agency guidelines and overlays utilizing Automated Underwriting System (AUS)
- Ability to identify potential red flags relating to customer information, income, assets, property, all parties to the transaction, etc.
- Utilize current knowledge of credit policy guidelines and procedures, use available tools and resources to recommend credit decision
- Ability to clearly document the loan rationale findings in loan notes
- Review stipulations/conditions for compliance and completion of loan file specific to the borrower profile, loan program and product
- Receive direction from more experienced managers and exercise judgment on relevant reviews within rules and regulations while developing an understanding of internal company requirements
- Provide communication regarding overall process and transaction quality to appropriate parties
- **Required Qualifications, International**:

- 3+ years of US residential mortgage components of underwriting, processing and/or post-closing experience
- Wage Earner Income calculation experience is mandatory
- Graduate in commerce/finance/management stream or equivalent
- **Desired Qualifications**:

- Basic Microsoft Office skills
- Excellent verbal, written, and interpersonal communication skills
- Strong analytical skills with high attention to detail and accuracy
- Ability to take initiative and drive for results with mínimal supervision
- Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex fast paced environment
- **Job Expectations**:
**We Value Diversity**

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

  • Associate/Senior Associate

    2 weeks ago

    chennai, India 2coms Full time

    Opening for a Senior Associate (Loan Origination) for a leading MNC in Chennai About Client: Our client is a leading technology services and consulting company focused on building innovative solutions that address clients’ most complex digital transformation needs. Profile- Mortgage Loans-(Understanding of Mortgage Origination Loan Lifecycle)Exp- 2+...

  • Associate Loan Documentation Processor

    2 weeks ago

    Chennai, Tamil Nadu, India Wells Fargo Full time

    About this role:Wells Fargo is seeking an Associate Loan Documentation Processor.In this role, you will: Support in preparing loan documents for review, reviewing completed loan packages against system data and correcting errors in loan packages Identify ways to improve individual work processes within established procedures Perform routine administrative...

  • Associate Loan Documentation Processor

    2 weeks ago

    Chennai, Tamil Nadu, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking a Associate Loan Documentation Processor... **In this role, you will**: - Support in preparing loan documents for review, reviewing completed loan packages against system data and correcting errors in loan packages - Identify ways to improve individual work processes within established procedures - Perform...

  • Associate Loan Documentation Processor

    6 days ago

    chennai, India WELLS FARGO BANK Full time

    About this role: Wells Fargo is seeking an Associate Loan Documentation Processor.In this role, you will: Support in preparing loan documents for review, reviewing completed loan packages against system data and correcting errors in loan packages Identify ways to improve individual work processes within established procedures Perform routine administrative...

  • Associate Loan Documentation Processor

    6 days ago

    Chennai, India WELLS FARGO BANK Full time

    About this role:Wells Fargo is seeking an Associate Loan Documentation Processor.In this role, you will:Support in preparing loan documents for review, reviewing completed loan packages against system data and correcting errors in loan packagesIdentify ways to improve individual work processes within established proceduresPerform routine administrative and...

  • Associate Loan Documentation Processor

    2 weeks ago

    Chennai, Tamil Nadu, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking an Associate Loan Documentation Processor. **In this role, you will**: - Support in preparing loan documents for review, reviewing completed loan packages against system data and correcting errors in loan packages - Identify ways to improve individual work processes within established procedures - Perform routine...

  • Loan Process Executive

    6 days ago

    chennai, India CapTalent HR Full time

    ( A Unit of Advansure Tech Private Limited) is a leading fintech company dedicated to revolutionizing the way financial services are delivered. Our innovative solutions leverage cutting-edge technology to provide seamless experiences for individuals and businesses, empowering them to achieve their financial goals efficiently and securely. Job Description: ...

  • Backend Officer

    2 weeks ago

    Pallavaram, Chennai, Tamil Nadu, India Vee Gee Associate Full time

    Job Opportunity: Backend Officer **Company**: Vee Gee - Bank Loan Verification (Fraud Control Unit) Agency **Location**: Pallavaram, Chennai, Tamil Nadu **About Us**: Vee Gee is a prominent bank loan verification and fraud control unit agency operating in Tamil Nadu and Kerala. We are committed to ensuring the integrity and accuracy of loan verifications...

  • Associate Loan Documentation Processor

    2 weeks ago

    Chennai, Tamil Nadu, India WELLS FARGO BANK Full time

    About this role:Wells Fargo is seeking a...In this role, you will:Support in preparing loan documents for review, reviewing completed loan packages against system data and correcting errors in loan packagesIdentify ways to improve individual work processes within established proceduresPerform routine administrative and operational tasks related to loan...

  • Associate Loan Documentation Processor

    1 month ago

    Chennai, India WELLS FARGO BANK Full time

    About this role:Wells Fargo is seeking a...In this role, you will:Support in preparing loan documents for review, reviewing completed loan packages against system data and correcting errors in loan packagesIdentify ways to improve individual work processes within established proceduresPerform routine administrative and operational tasks related to loan...

  • Associate/Senior Associate

    2 weeks ago

    Chennai, Tamil Nadu, India 2coms Full time

    Opening for a Senior Associate (Loan Origination) for a leading MNC in Chennai About Client: Our client is a leading technology services and consulting company focused on building innovative solutions that address clients' most complex digital transformation needs. Profile- Mortgage Loans-(Understanding of Mortgage Origination Loan Lifecycle)Exp- 2+...

  • Associate Financial Analyst, Loans

    2 weeks ago

    Chennai, Tamil Nadu, India Ascensus Full time

    Role Description : Associate Financial Analyst position will support the Loans and Distributions team to provide timely and accurate processing of distributions/loans. The role also requires understanding operational workflows as it relates to both the individual role and Operations as a whole. Job Responsibilities: Disbursements: Support timely and...

  • Associate - Fdm Acad fdm Acad

    4 weeks ago

    Chennai, India Moder Solutions Full time

    **Associate - FDM ACAD_FDM ACAD**: Remote, Chennai, Tamil Nadu, India - Department- Freedom Academy- Job posted on- Jun 6, 2023- Employment type- Full TimeVerifying the accuracy of applicant data Analyzing loan risk and requesting additional information as necessary. Preparing reports on assessment findings. Underwriting loans based on 4 C's Reviewing...

  • Associate Debt Manager-Flows-2 Wheeler Loan

    10 hours ago

    Chennai, India IDFC FIRST Bank Full time

    Job Title – Associate Debt Manager- Flows-2 Wheeler Loan Department – Collections  Job Purpose: The role bearer has the responsibility to plan, organize, direct and oversee the activities of the collections department. It also includes managing the agencies associated with the company in their assigned territory. The role bearer is responsible...

  • Associate - Trade Operations

    2 weeks ago

    Chennai, Tamil Nadu, India Gratitude India Full time

    Job Title: Associate Trade OpsLocation: Chennai / MumbaiKey Attributes: Associate should have 24 years of work experience in Trade Finance Operations in any bank / back office. Operational knowledge (maker Role) of one or more Trade products:LC Issuance/ Amendment LC / Collection bills booking, Payments and Acceptance (LC/Collection Bills), Reimbursements...

  • Project Associate

    3 weeks ago

    Chennai, India TRS Forms & Services Pvt Ltd Full time

    Company Description TRS Forms and Services (P) Ltd. (TRS) ; an entity registered under Indian Companies Act, 1956 was promoted by first generation Entrepreneur Shri N Subramanian in November of 1998. TRS is acronym for Total Reflective Solutions; the Company being a pioneer in Optical Mark Reading (OMR) technology and the initial years of OMR was based on...

  • Associate- Bfs

    2 weeks ago

    Chennai, Tamil Nadu, India HCL Technologies Full time

    ASSOCIATE- BFS: Chennai 13 Years INDIAJob Family Delivery TransactionJob Description (Posting). Job Description: The process is part of the Consumer Loan fulfillment domain, and it involves Funding & Fulfillment Backoffice operations review and analysis of data and documents pertaining to Unsecured (Personal Loans and Credit Cards) & Secured Loans (Auto...

  • Team Lead Assistant Manager Loan Servicing

    6 days ago

    chennai, India 2coms Full time

    Openingfor Team Lead/ Assistant Manager (Loan Servicing) Leading MNCChennaiExp48 Years (Team HandlingExp)LocationChennaiCTC7L 9.75LPAShiftUSShiftNoticeImmediateJobDescriptionUSMortgage in Active ServicingStrongknowledge inTaxesEssentialSkillsExpertin US Mortgage lenders policies guidelines and procedures (loan tovalue debt to income collateral review...

  • Team Lead Assistant Manager Loan Servicing

    2 weeks ago

    Chennai, Tamil Nadu, India 2coms Full time

    Openingfor Team Lead/ Assistant Manager (Loan Servicing) Leading MNCChennaiExp48 Years (Team HandlingExp)LocationChennaiCTC7L 9.75LPAShiftUSShiftNoticeImmediateJobDescriptionUSMortgage in Active ServicingStrongknowledge inTaxesEssentialSkillsExpertin US Mortgage lenders policies guidelines and procedures (loan tovalue debt to income collateral review...

  • Due Dilligence Associate

    2 weeks ago

    Chennai, India WELLS FARGO BANK Full time

    **About this role**: Wells Fargo is seeking a Due Diligence Associate... Due Diligence Associate should participate and provide compliance support for projects and initiatives with low to high risk to identify assess and mitigate BSA/AML risk in business activities. Analyze risks on escalated, referred, or alerted negative news. Communicate negative...