Credit Officer

**Job description**
- Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements, Assessing eligibility
- Customer Interaction to understand needs, and finds solutions within the product range available
- Calculation of Net Present Values of maturing assets using Excel sheets or programs
- Knowledge of basic legal documentation involved in an acquisition of a home
- Knowledge of technical fundamentals involved in an acquisition of a home
- Cash flow method of assessment of NRI Loans, Ability to assess a Salaried Loan
- Sanctioning:

- File processing by the coordinator within the time, Customer Calling, Query resolving,
- Faster Sanction, Keeping a check on TAT for Login Sanction., Checking the Quality of Calls to Customers Processing by coordinators.
- Disbursement: - Customer calling after Sanction of Case, Disbursement Follow-up with Customer Salesforce, and Technical Updation for Disbursement, Resolving Legal Queries, and Fixing of Disbursement, Keeping a Check on TAT of Legal Updation, Technical Updation, and Disbursement Fixing.
- Project Approval Creation of Property No, Query Resolving, Builder Appointment, Project Approval, Keeping a Check on TAT of Project Approval.

**Job Types**: Full-time, Regular / Permanent, Fresher

**Salary**: ₹20,000.00 - ₹25,000.00 per month

**Benefits**:

- Health insurance
- Paid time off
- Provident Fund

Schedule:

- Day shift

Supplemental pay types:

- Performance bonus

**Experience**:

- total work: 1 year (preferred)