Loan Processor

Loan Processor

FULL TIME | VALENTA AI | INDIA

**Job Information**:
Current Openings

1

Work Experience

1-3 years

Industry

Financial Services

Salary

As per market Norms

City

Philippines or TNT

State/Province

Karnataka

Zip/Postal Code

560097
- Overview of the RoleRole Dimensions
- Preparing loan files for submission.
- Reviewing and verifying each file to ensure that all information is correct and current.
- Analyzing various assets & liability documents like bank statement, Investment statement, property documents, income statement and other documents related to mortgage processing.
- Updating the information in the ERP systems. Calculating serviceability & analyzing the products as per client’s requirements.
- Ordering credit reports and property valuation report from the appropriate parties and reviewing them for acceptability prior to submitting for approval.
- Acting as a liaison and maintaining communication between banks, brokers and all parties involved in the transaction.
- Preparing approved loans for closing and coordinating closings with lenders, borrowers and brokers.
- Completing compliance reviews for the submitting files and for the settled files (Post settlement compliance).

**Requirements**:
Minimum Requirements
- Master’s degree in Finance or Related Fields.
- Basic knowledge of Mortgage terminology.
- Good written & verbal command over English.

Knowledge & Skills
- Experience with working on any of the ERP softwares.
- Should have basic knowledge of MS Office.
- Ability to understand and interpret financial reports and documents.
- Self-learning & ability to manage the work with minimum supervision.
- Self-motivation & eagerness to learn new concepts.
- Flexible to work in different time zone.
- Strong attention to detail and accuracy.

**Key Skills**:

- Ability to assess complex scenarios and think outside the box to help the customer.
- Experience in liaising with lenders, with good verbal and written communication skills
- Has a high level of attention to detail and accuracy.
- Knowledge of Australian lenders credit policies, to be able to work with our brokers to provide recommendations to the client.
- Knowledge on Australian Mortgage (preferred)
- Analysing current and past financial data
- Assesses creditworthiness of individuals & companies & Trusts
- Attention to detail is must.
- Good Verbal and written communication skills
- Prior experience working as a Credit Assessor/Underwriter

**Benefits**:
**Perks and Benefits**:

- Joining bonus, based on role
- Yearly performance-based bonus
- Opportunity to liaise with Valentas global service delivery centres across north America, and Europe and Australia
- Freedom of internal mobility between offices across India
- Opportunities of inter-department mobility as per business requirements
- International travel opportunities directly meet with global clients, provide on-site solutions, and represent the company at various industry events and conferences
- Global career path upon successful completion of 12 months with the organization, offer to relocate to our global centre in Canada based on role and employee performance
- Work directly on day-to-day basis with international clients and gain immense exposure and knowledge expansion in your field of interest
- Twenty-six weeks paid maternity leave
- Five days paid paternity leave
- Thirty paid leaves in the calendar year for sick and annual leaves
- Five-day workweek
- Reliable medical insurance cover
- Professional certifications offered based on interest and career progression
- Great rewards and recognition for star performers
- Professional development training programs offered as part of career growth
- Team building activities for a positive work environment
- Liberty to express suggestions, ideas, and work-related-process improvements methods. We value the inputs of our employees.
- Be part of a committee of your choice (ISO, sustainability, CSR, training and development, health and wellness, reward and recognition, entertainment and much more)
- A world class organization that puts its employees first