Credit Risk

3 weeks ago


Bengaluru, India JPMorgan Chase Bank, N.A. Full time

J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions with client assets of $4 trillion. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.
Operations teams develop and manage innovative, secure service solutions to meet clients' needs globally. Developing and using the latest technology, teams work to deliver industry-leading capabilities to our clients and customers, making it easy and convenient to do business with the firm. Teams also drive growth by refining technology-driven customer and client experiences that put users first, providing an unparalleled experience.

**Responsibilities**:
In this role, you will primarily support the JPMorgan Wealth Management Domestic credit business. You will work directly with Lending Specialists, Analysts, Underwriters and Credit Officers throughout the credit approval process. Your primary responsibilities and functions are as follows:

- Partner with Underwriters and Lending Specialists to capture terms and conditions stipulated in the credit approval and legal documentation into the corporate credit platform.
- Coordinate with internal staff (Underwriters, Lending Specialists, and Wholesale Loan Services) and external constituencies (customer, legal counsel) to ensure approved facilities are correctly booked for loan closings.
- Coordinates the global approval for cross LOB requests to include exposure to customers that are managed by units outside of the family responsibility area. Establish and monitor proper linkages between the Corporation Credit Systems. Manage and monitor credit exposure information on the corporate credit systems.
- Ensure that Country of Risk allocations are accurate and/or that Senior Country Officer concurrence is obtained, if required. Assist in issuance of letters of credit and amendments and monitor/manage ARC LC queues for approvals of new and evergreen LCs.
- Coordinate all administrative aspects of portfolio management on a day to day basis including, but not limited to, identifying unlinked outstanding, over limits, temporary facility extension or increases.
- Support the information needs as a result of internal and external examinations, portfolio reviews, credit audits and quality reviews.
- Manage market and LOB transfers as clients and facilities are moved to new markets or to other LOBs outside of PB. Creation of and maintaining client information records in internal systems

**Additional core responsibilities include**:

- Regulatory reporting updates for CCAR dates post loan set up
- Unilateral notice mailing and tracking activities
- Identification of trends specific to market, individuals or process and recommendation of training or process updates
- Participate in strategic initiatives including Loan Doc Platform integration to streamline DocuSign and WLS activities
- Signature Validation processes to confirm valid client signatures
- Ensure consistent global use of key data elements - Reg U form and execution, Reg Z minimum amounts, specific Operational flags and RRC codes associated with evergreen and purpose credits
- Engage in relevant global consistency initiatives

**Required Qualifications, Skills and Capabilities
- Excellent communications skills.
- Ability to multi-task and reprioritize work and demands throughout the day
- Excellent relationship building skills. Ability to interact with varying levels throughout the organization
- B.A., B.S., or relevant work experience with minimum experience **0- 5 years'** experience in Financial Services environment
- Legal documentation knowledge-ability to read and understand legal terms and conditions. Experience in Credit concepts, policy/regulatory framework, loan and derivative products. Credit Risk Infrastructure, tools and processes a plus (ARC, EN, SRGT, CRRT, OWL, SELM, etc.)
- Strong technical skills - Data mining and management, Microsoft office
- Transformation skills a plus-Signavio, Alteryx, Xceptor

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at



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