Credit Officer-micro Finance

2 weeks ago


Thrissur Kerala, India Malankara Multistate Cooperative Credit Society Ltd Full time

**PURPOSE**

Credit officer in Group loans is responsible for the quality of Group loans sales in the branch such as documentation, member repayment capacity, customer selection

**DUTIES & RESPONSIBILITIES**
- All CO should do morning report from the center or branches before 9:30 AM- Verify the Loan Documents & Credit Bureau Properly before attending GRT. Check that the CRO has correctly given training to the group members while GRT. It is the duty of Credit officer to verify the house stability of members
- It is the responsibility of Credit officer to verify original documents before sanctioning loans
- If there is a collection problem in any group, the Credit Officer has to assist in solving the problem.
- It is the responsibility of the Credit Officer to ensure the quality of the loan from the branch
- It is the responsibility of CO to prepare the disbursement sheet with bank details of the beneficiary clients
- It is the responsibility of CO to do maker entries regarding Group loans in the software correctly
- It is the duty of CO to open loan accounts & Sanction in the system

**Job Types**: Full-time, Permanent

**Salary**: ₹9,784.03 - ₹22,500.00 per month

**Benefits**:

- Health insurance
- Leave encashment
- Provident Fund

Schedule:

- Day shift

**Experience**:

- total work: 1 year (preferred)

Work Location: In person

Expected Start Date: 09/04/2024


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