Credit Risk Forecasting Analytics

2 weeks ago

Bengaluru, India JPMorgan Chase Bank, N.A. Full time

As an Associate in the Auto Loss Forecasting team, you'll work to provide best in class analytics and develop production of the credit loss forecast and loan loss reserve (LLR) for all JPMorgan Chase & Co. Auto Loans & Leases. You will be required to innovate solutions leveraging data ensuring solutions developed is future ready, optimal and creates ease of use for end consumer. You will also be expected to ensure delivery of comprehensive & feasible data model and dashboards keeping needs of key stakeholder together.

**Responsibilities**:

- Actively determine the loss forecasting results and drivers, backed by thorough analysis
- Manage storyboarding of different forecasts, including deck preparation with attention to accuracy and deadlines
- Conduct loss attribution analysis based on economic scenario, portfolio trends, planned business actions and model components/assumptions
- Participate in cross-functional communications with Risk Management, Finance, Marketing and Collections to inform the forecast on current learnings and incorporate strategic initiatives
- Recommend and size overlays; P roduce thorough documentation for audit and controls
- Understand model inputs and outputs; conduct model back testing and sensitivity analysis to inform future model development actions
- Manage ad hoc analysis; starting with identifying opportunities and proposing effective solutions followed by presentation to senior management

**Required qualifications, capabilities, and skills**
- Bachelor's degree in a quantitative discipline or equivalent work/training is required. Advanced degree preferred
- 3+ years of experience in Credit Risk, Statistical Modeling, Modelling Analytics
- Understanding of the US consumer credit products and the US Auto Industry is a plus
- Strong analytical, problem solving and story boarding skills
- Proficient in SAS, Python, Tableau and Alteryx
- Highly proficient in Microsoft Office suite (Advanced Excel, VBA and PowerPoint)
- Well-organized and structured with good communication and interpersonal skills

**Preferred qualifications, capabilities, and skills**

The following additional items will be considered but are not required for this role
- Experience of working in an Agile framework
- Experience in risk strategy, risk modelling, automation

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

  • Credit Risk Forecasting and Data Analytics

    3 weeks ago

    Bengaluru, India JPMorgan Chase & Co. Full time

    The Credit Forecast Team support the US credit forecasting functions in execution of their processes through analytical insights, new age technologies and predictive analysis. As a Loss Forecasting Risk Analytics - Associate within the Auto Finance Credit Forecast and Portfolio Analytics team, you will play a crucial role in overseeing and producing the...

  • Credit Risk Loss Forecasting Analytics

    4 weeks ago

    Bengaluru, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in...

  • Home Lending Risk Forecasting Analytics

    3 weeks ago

    Bengaluru, India JPMorgan Chase & Co. Full time

    The Credit Forecast Team support the US credit forecasting functions in execution of their processes through analytical insights, new age technologies and predictive analysis. As a Loss Forecasting Risk Analytics - Associate within the Home Lending Credit Forecast and Portfolio Analytics team, you will play a crucial role in overseeing and producing the...

  • Loss Forecasting and Risk Analytics

    4 weeks ago

    Bengaluru, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by monitoring new and emerging risks that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the...

  • Ccb Risk

    1 week ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and...

  • Home Lending Risk Loss Forecasting Analytics

    1 month ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** The Credit Forecast Team support the US credit forecasting home lending division in execution of their processes through analytical insights, new age technologies and predictive analysis. **Responsibilities**: - Actively help determine the loss forecasting results and drivers. This information will be presented to executive management...

  • Fraud Risk Loss Forecasting Analytics

    1 week ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** The Fraud Loss Forecasting teamteam is part of the Consumer Banking Risk Management and Fraud Center of Excellence (COE) team within Consumer and Community Banking Risk. The loss forecasting team owns the forecasting and budgeting process for all our fraud and overdraft loss lines. This is a highly critical and visible role with...

  • Risk Loss Forecasting Analytics

    1 month ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    As part of the Card Credit Forecasting Team you will be responsible for providing allowance/budget/capital analysis numbers for various macroeconomic scenarios that directly impact the firm's Profit & Loss. You will also perform in-depth analysis of the portfolio to draw insights on existing and emerging risks, analyses model performance and limitations,...

  • Credit Forecasting Transformation Business Management

    4 weeks ago

    Bengaluru, India JPMorgan Chase & Co. Full time

    The Credit Forecast Transformation Business Management team helps enable the Consumer and Community Banking Risk Credit Loss Forecasting team to deliver robust and flawless forecast execution. This is achieved by promoting process improvement and knowledge sharing, setting up the best practice in data consumption and tools for reporting and analytics, and...

  • Avp Credit Risk

    4 weeks ago

    Bengaluru, India Time Hack Consulting India Full time

    **About the Company**: A fintech company based out of Bangalore and started in 2016. Our vision is to uncomplicate loans and give faster access to our users. We have a wide range of products from personal loans to wedding loans, vehicle loans, education loans, etc. We are a profitable fintech company looking to scale 10X in the next 3 years. **Role and...

  • Loss Forecasting Risk Analytics

    2 weeks ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    In the Loss Forecast team, y ou will be responsible for providing capital analysis numbers for various macroeconomic scenarios that directly impact the firm's P&L. You will also performs in-depth analysis of the portfolio to draw insights on existing and emerging risks, analyses model performance and limitations, develops strategic overlays, and has a strong...

  • JP Morgan Chase

    1 month ago

    Bengaluru, India JP Morgan Chase Full time

    Description: The Credit Forecast Team support the US credit forecasting home lending division in execution of their processes through analytical insights, new age technologies and predictive analysis. As a Loss Forecasting Risk Analytics - Associate you will play a crucial role in overseeing and producing the credit forecast and loan loss reserve (LLR). You...

  • Fraud Risk Loss Forecasting Analytics

    4 weeks ago

    Bengaluru, India JPMorgan Chase & Co. Full time

    The Fraud Loss Forecasting team is part of the Consumer Banking Risk Management and Fraud Center of Excellence (COE) team within Consumer and Community Banking Risk. The loss forecasting team owns the forecasting and budgeting process for all our fraud and overdraft loss lines. This is a highly critical and visible role with ownership and accountability...

  • Manager - Credit Risk Analytics

    1 month ago

    Bengaluru, India Navi Full time

    About Navi Navi is one of the fastest-growing financial services companies in India providing Personal & Home Loans, UPI, Insurance, Mutual Funds, and Gold. Navi's mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is...

  • JP Morgan Chase

    1 month ago

    Bengaluru, India JP Morgan Chase Full time

    Description: Credit Forecast Transformation Business Management team help enable CCB Risk Credit Loss Forecasting team deliver robust and flawless forecasts execution, by driving process improvement and knowledge sharing, setting up the best practice in data consumption and tools for reporting and analytics, and support the implementation of "1-click...

  • Chaitanya India Fin Credit

    1 week ago

    Bengaluru, India Chaitanya India Fin Credit Pvt. Ltd Full time

    We are looking for Credit Risk Manager with having certification of FRM Level 1 or 2. Or Knowledge in Credit risk is must or Market Risk Job Monitoring portfolio distribution, concentration, and segmental risk.- Monitor portfolio performance and risks emanating from the same across product, geography, program etc.- Monitoring Portfolio risk through...

  • Credit Risk Associate

    4 weeks ago

    Bengaluru, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** About CB Risk India**: The Commercial Banking Risk India team is part of the Credit Risk function for Commercial Bank at J.P. Morgan. Commercial Banking Risk India works closely with the in-country Bankers and Credit Executives and provides them with in-depth credit risk analysis of clients; as well as recommendations on risk grades. CB...

  • Credit Risk Analyst

    3 weeks ago

    Bengaluru, Karnataka, India Swiss Re Full time

    About the RoleBring the passion to contribute to the success of Swiss Re by identifying risks worth taking while steering away from risks that could destabilize the Group. Furthermore, the role will bring an independent, broad, and long-term perspective to protect Swiss Re's reputation and financial strength.Responsibilities include:Wide range of credit...

  • Credit Risk Associate

    1 week ago

    Bengaluru, India Stripe Full time

    Who we are About Stripe  Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering...

  • Junior Credit Underwriter

    4 weeks ago

    Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time

    **About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...