Gold Loan Officer
2 weeks ago
Gold Loan Officer (Location : Kurnool)MFT9079
- Retail BankingCity - Kurnool
- Required Experience
- 0 - 5 Years
-Posted On
- 07 Mar 2023
Basic Section
No. Of Openings
- 5
- Grade
- NA1
- Designation
- Others
- Closing Date
- 30 Jun 2023
- Organisational
Organisation
- CSB Bank
- Organization Unit
- Retail & SME (Business And Risk), Operations & IT
- Sub Org Unit 1
- Retail Banking
- Sub Org Unit 2
- Retail Branch Banking
- Sub Org Unit 3
- Retail Branch Banking - South 2
- Sub Org Unit 4
- APT Zone
- Sub Org Unit 5
- Others
- Sub Org Unit 6
- Others
- Branch/Department Code
- 1021
- Country
- India
- Geographic Zone
- South
- State
- Andhra Pradesh
- City
- Kurnool
- Worksite
- City - Kurnool
- Worksite Code
- Generic - Kurnool
- Skills
Skill
CROSS SELLING
CUSTOMER SERVICE
LEAD GENERATION
Minimum Qualification
ANY GRADUATE
CERTIFICATION
No data available
Working Language
No data available
- Job Description
Job Purpose: To ensure quality of customer service, gold collateral / asset quality & Process adherence, there by achieving growth the objectives of the organization. (1. Customer service - TAT for servicing a client, 2. Client retention - to reduce attrition, 3. Cross sales - to grow portfolio size) Functional Responsibilities: To conduct valuation and verification of gold ornaments with respect to weight, purity & Detect spurious, low purity gold and frauds to mitigate the risk. Ensure that proper KYC and other prescribed documentation process is followed before and after the disbursement of loan Adhere the Policy, Process & other guidelines of the bank. Improve the existing process to overcome the probable risk. Maintaining the TAT in the timely disbursement of Gold loan. Retention of customers / portfolio by meaningful engagement time to time. Secure safe room operations, security measures, day to day working of branch. Follow up with the customer for timely interest collection, repayment and reduce NPA to zero. Compliance of internal audit matters. Close the issues pointed out in in audit with in the TAT. Cross Sell of other products / services of the bank. Maintain liaison with Gold loan department/ Departments in Zonal/ Head Office for speedy resolution of problems faced by branch.
-
Gold Appraiser
4 weeks ago
Kurnool, India Attica Gold Pvt Ltd Full time**Branch Manager or Gold Appraiser** **Job description**: - Conduct thorough examinations of gold items to determine their authenticity, purity, and quality. - Utilize various testing methods, including visual inspection, density testing, to assess gold attributes. - Assess the weight, cartage, craftsmanship, and condition of gold items to determine their...
-
Rc - Credit Officer - B2C - Rural Credit
7 days ago
Kurnool, India Axis Bank Full timeAbout Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role CPC Credit underwriting managers manages core underwriting activities at the...