Ra - Credit Risk Assessment of Corporate

1 month ago


Mumbai Maharashtra, India CRISIL Full time

**KEY ROLES & RESPONSIBILITIES**
- Work with team of onshore analysts to cover credit portfolio of corporates, Public Sector Entities and GREs
- Preparing opinion based credit reports and financial models based on fundamental analysis for a set of assigned credits/companies
- The credit assessment process requires the following:

- Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile.
- Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments.
- Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations.
- Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years).
- Determine and recommend ratings to the entity based on the internal rating framework and methodology.
- Regular interaction with client to discuss reports as well as workflow
- Support the client with any ad-hoc research requests including sector research
- Engage with client teams proactively and suggest new ideas to enhance client engagement
- Train new hires and mentor juniors in the team

**FUNCTIONAL & BEHAVIOURAL KNOWLEDGE**
- Experience in deal financial modeling/ surveillance/ portfolio monitoring and credit analysis
- Good understanding of banking regulations, calculation of key credit metrics and capital ratios
- Reasonable understanding of banks internal systems

**MINIMUM & PREFERRED EDUCATION**
- MBA or CA or Master’s degree preferred; CFA certification is a plus

**MINIMUM & PREFERRED EXPERIENCE / SKILLS**
- 1-7 years of work experience preferable in credit risk/credit research
- High level of attention to detail and accuracy; Diligence and hard work
- Organization skills and the ability to manage and prioritize workload
- Good understanding of MS office products


  • Avp Credit Risk

    3 weeks ago


    Mumbai, Maharashtra, India Barclays Full time

    Job Title: AVP - Credit Risk Location: Mumbai About Barclays Barclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment bank, all of...

  • Team Member Credit

    14 hours ago


    Mumbai, India Kotak Mahindra Full time

    Job Role **Credit Analysis**: - Preliminary screening of commercial real estate financing transactions and structuring - Interaction with in-house team (relationship, legal, technical and operations) to provide solution to clients in coordinated and timely manner. - Interaction with client to understand their business model, organization structure and...

  • Corporate Risk

    4 weeks ago


    Mumbai, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** Job Title** **Corporate Risk - Credit Risk Middle Office (CRMO) - Associate** **Posting Description** As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert...

  • Credit Coordinator

    1 month ago


    Mumbai, India RNP Group of Companies Full time

    Verify leads identified by RM /Branch; Conduct personal discussion; Evaluate business and management-related risk. - Carry our customer due diligence in consultation with RM/CH using the GO/NO GO criteria. - Conduct financial statement analysis including Ratio analysis and Cash flow analysis. - Conduct Credit Rating of the borrower and the facilities...

  • Avp Credit Risk

    4 weeks ago


    Mumbai, India Barclays Full time

    Job Title: AVP Credit Risk Location: Mumbai About Barclays Barclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment bank, all of...

  • Avp-stpl-credit Risk

    1 month ago


    Mumbai, Maharashtra, India Abacus Consultants Full time

    **12 - 15 years**: **Chartered Accountant (C.A.) | MBA/PGDM - Finance**: **Policy Formulation - Personal Loans**: **40 ~ 43 LPA**: **POSITION DETAILS** Policy Manager - STPL **Department** Credit Risk **HR Grade** Pune **Reporting Manager** **Job Purpose** You will be responsible for developing & maintaining credit policies for unsecured STPL product...


  • Mumbai, India Citi Full time

    The Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally. ...


  • mumbai, India Citi Full time

    The Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally....

  • Credit Risk Associate

    3 weeks ago


    Mumbai, India 9478 Deutsche India Private Limited Full time

    Description Risk division has a fundamental responsibility to protect the Bank. With group-wide responsibility for the management and control of credit, market, operational and reputational risks, we have a unique vantage point which allows us a holistic view of our businesses and our clients. Nearly 4,000 employees work together in our division to...

  • Credit Risk Associate

    3 weeks ago


    mumbai, India 9478 Deutsche India Private Limited Full time

    Description Risk division has a fundamental responsibility to protect the Bank. With group-wide responsibility for the management and control of credit, market, operational and reputational risks, we have a unique vantage point which allows us a holistic view of our businesses and our clients. Nearly 4,000 employees work together in our...

  • Risk Assessment

    4 weeks ago


    Mumbai, Maharashtra, India timesjobs Full time

    Company Description Bringle AcademyJob Description ResponsibilitiesYour activities will likely include:planning, designing and implementing an overall risk management process for the organisation;risk assessment, which involves analysing risks as well as identifying, describing and estimating the risks affecting the business;risk evaluation, which involves...


  • mumbai, India UBS Full time

    Your role Do you have a proven record of driving lasting business impact by developing state-of-the-art quantitative models, applications and strategies? Are you an expert of the market, client needs and best practice application of trading, investment, and risk processes?At UBS, we re-imagine the way we work, the way we connect with each other - our...


  • Mumbai, India 12542 Citicorp Services India Private Limited Full time

    The Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally. ...

  • Commercial Banking

    1 month ago


    Mumbai, India JPMorgan Chase Bank, N.A. Full time

    **Job Title** **Commercial Banking Credit Risk Underwriter - Associate** **Posting Description**: As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve...


  • Mumbai, India JPMorgan Chase Bank, N.A. Full time

    **Job Title** **Counterparty Credit Risk - Associate** **Posting Description** As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that...


  • Santacruz East, Mumbai, Maharashtra, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As Intraday Payments Risk Wholesale Credit Risk - ED you will be part of the Corporate and Investment...

  • Credit Ratings Role

    4 weeks ago


    Mumbai, India Vertex Corporate Service Full time

    Post Date: June 29, 2023 **Role**: - This position is part of the Large Corporate Credit Rating team. 8-13 yrs of work experience, preferably in credit rating/credit appraisal/ financial research, is a prerequisite. There should be exposed to / credit analysis of corporate entities in any sector - Undertaking detailed analytical research on debt issuers -...

  • Risk Associate

    2 months ago


    Mumbai, India JPMorgan Chase & Co. Full time

    Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As a Risk Associate - CCR within Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong...

  • Risk Associate

    1 month ago


    mumbai, India JPMorgan Chase & Co. Full time

    Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As a Risk Associate - CCR within Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong...

  • Avp Credit

    1 month ago


    Mumbai, India SMG InfoTech Full time

    **Location** - Mumbai **Job Information** Position - : AVP Credit & Risk Skill sets: 1) Understanding of financial statements, key Financial Ratios, Working capital Management 2) Intricacies of balance sheet analysis, cash flow understanding and working capital cycle 3) Proficiency in financial cashflow Analysis 4) Good Understanding of various loan...