Loan Officer
3 weeks ago
**Loan Officer-Housing Loans**:
Multiple locations
- Department- SOUTH BUSINESS- Job posted on- Apr 12, 2023- Employee Type- Permanent- Experience range (Years)- 1 year - 3 years**Group Company**: Ujjivan Small Finance Bank
**Designation**: Loan Officer-Housing Loans (UB-HSG-SB-LOH)
**Office Location**: South 1698-Jinnagara, South 1132-Davangere, South 1628-Kumbakonam
South 1169-Erode
South 1630-T Narasipura
South 1683-Mahadevagollahalli
South 1626-Mysuru-Double Road
South 1652-Tenkasi
South 1660-Madurai
South 1634-Mannargudi
South 1657-Thirunelveli
South 1659-Pandavapura
South 1720-AS Rao Nagar-Hydrabad
South 1700-Hosapete
South 1114-Ramanagar
South 1117-Maddur
South 1120-Channapatna
South 1171-R S Puram
South 1609-Virudhachalam
South 1682-Porur
South 1607-Dindigul
**Position description**: Loan OfficerHousing Loans
**Primary Responsibilities**:
- Business Manage complete credit appraisal and due diligence on credit cases within defined TAT Proper maintenance of Credit files as per Internal guidelines and regulatory guidelines Monitor portfolio assigned on regular basis and reporting any covenant breachabnormal events to Management and suggesting remedial actions Manage quicker TAT for processing cases Use Rating models to complete rating for all cases assigned Monitor of portfolio assigned on regular basis testing financial covenants and periodic review of assigned portfolio Maintain timely reviewrenewal of all cases on due dates Maintain all Credit files systematically and in compliance with all Internal and regulatory guidelines Customer All NBFCsMFIsCorporate entities in the portfolio being managed Internal process Adherence to Institutional Lending Policy Adherence to Internal Risk Management and Compliance directives Adherence to RBI guidelines on Lending to NBFCMFIsCorporates Learning Performance Systematically hold and manage a repository of the organizations analytics and interpretations which consists of initiatives processes strategies and systems for the purpose of future data analytics requirements Ensure adherence to training mandays mandatory training programs for self Ensure goalsetting midyear review and annual appraisal process happens within specified timelines for self
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