Credit Appraisal Officer

7 days ago

Satellite Ahmedabad Gujarat, India vitalysis Full time

**Responsibilities**:
**1. Document Verification**:

- Generate PDF files of verified documents for recordkeeping.
- Scan missing documents at HO when branches fail to provide them.

**2. Data Entry and Compliance**
- Perform CIBIL checks and credit appraisals for applicants and co-applicants.

**3. Tele-Verifications**
- Conduct telephonic verifications for applicants, co-applicants, and references.

**4. Field Investigations**
- Initiate and oversee the field investigation (FI) process for shortlisted cases.
- Analyze and correlate FI reports with other data for comprehensive case assessment.

**5. Loan Approval and Disbursement**
- Communicate approved cases and required documents in WhatsApp groups.
- Generate loan agreements in the software, including filling insurance details.
- Create digital signature invite links and initiate ECS procedures.

**6. Physical File Management**
- Verify physical files against checklist points and raise issues, if any, in WhatsApp groups.
- Prepare and maintain physical files post-loan disbursement.

**7. Branch and Sales Support**
- Resolve login queries raised by branch employees.
- Address eligibility or document-related queries from the sales team.

**8. CKYC Compliance Tasks**
- Handle C-KYC uploads in the government portal as both maker and checker.

**Skills**:

- Bachelor’s degree in Commerce, Finance, or related field.
- Total: 2-5 years of experience in credit appraisal, loan processing, or a similar field.
- Strong knowledge of credit appraisal and financial analysis.
- Proficiency in loan management software and government portals like C-KYC.
- Excellent communication and coordination skills.
- Ability to interpret and correlate data for informed decision-making.

**Job Types**: Full-time, Permanent

Pay: ₹20,000.00 - ₹30,000.00 per month

**Benefits**:

- Provident Fund

Schedule:

- Day shift
- Morning shift

Supplemental Pay:

- Performance bonus
- Yearly bonus

**Experience**:

- total work: 1 year (preferred)

Work Location: In person

  • Underwriter / Credit Appraiser

    1 week ago

    Ahmedabad, Gujarat, India World Goods Marketplace WOGOM Full time

    **Job Description: Underwriter/Credit Appraiser** **Job Overview**: **Key Responsibilities**: - ** Credit Risk Assessment**: - ** Data Analysis & Reporting**: - Conduct detailed analysis of financial data, including income statements, balance sheets, cash flow, and tax returns, to assess the applicant's financial health and stability. Prepare...

  • Officer - Credit Controller

    3 months ago

    Ahmedabad, Gujarat, India Prism Johnson Limited Full time

    Roles & Responsibilities: - Manages credit and accounts receivables of customer accounts pro-actively. - Ensure Credit Control Policy & guidelines are duly followed by business team. - Review Credit terms of the existing customers as per SOP and fix the limits as per the requirement of Business from time to time with 100 % KYA compliance. - KYC compliance...

  • Credit Control Officer

    3 months ago

    Ahmedabad, Gujarat, India A R Electropower Pvt Ltd Full time

    Post : Credit Control Officer Qualification: Any commerce graduate Tally Knowlwdge must Talecalling, data entry Work Location: In person

  • Australia mortgage

    3 weeks ago

    Ahmedabad, India Ledgercraft Full time

    Shift Timings 5.30 am to 2.30 pm Job Location : Ahmedabad (Work from Office) Company Description Ledgercraft is an Offshore service provider based in India, offering a variety of Accounting services, Payroll services, Financial services, Data Analytics, and more to clients. Committed to providing accurate and timely services, Ledgercraft serves clients...

  • Australia Mortgage

    3 weeks ago

    Ahmedabad, India Ledgercraft Full time

    Shift Timings 5.30 am to 2.30 pmJob Location : Ahmedabad (Work from Office)Company DescriptionLedgercraft is an Offshore service provider based in India, offering a variety of Accounting services, Payroll services, Financial services, Data Analytics, and more to clients. Committed to providing accurate and timely services, Ledgercraft serves clients with...

  • Australia mortgage

    3 weeks ago

    Ahmedabad, India Ledgercraft Full time

    Shift Timings 5.30 am to 2.30 pmJob Location : Ahmedabad (Work from Office)Company DescriptionLedgercraft is an Offshore service provider based in India, offering a variety of Accounting services, Payroll services, Financial services, Data Analytics, and more to clients. Committed to providing accurate and timely services, Ledgercraft serves clients with...

  • Australia Mortgage

    3 weeks ago

    Ahmedabad, India Ledgercraft Full time

    Shift Timings 5.30 am to 2.30 pm Job Location : Ahmedabad (Work from Office)Company DescriptionLedgercraft is an Offshore service provider based in India, offering a variety of Accounting services, Payroll services, Financial services, Data Analytics, and more to clients. Committed to providing accurate and timely services, Ledgercraft serves clients with...

  • Australia Mortgage

    3 weeks ago

    Ahmedabad, India Ledgercraft Full time

    Shift Timings 5.30 am to 2.30 pm Job Location : Ahmedabad (Work from Office) Company Description Ledgercraft is an Offshore service provider based in India, offering a variety of Accounting services, Payroll services, Financial services, Data Analytics, and more to clients. Committed to providing accurate and timely services, Ledgercraft serves clients...

  • Australia Mortgage

    3 weeks ago

    Ahmedabad, India Ledgercraft Full time

    Shift Timings 5.30 am to 2.30 pm Job Location : Ahmedabad (Work from Office)Company DescriptionLedgercraft is an Offshore service provider based in India, offering a variety of Accounting services, Payroll services, Financial services, Data Analytics, and more to clients. Committed to providing accurate and timely services, Ledgercraft serves clients with...

  • Australia Mortgage

    3 weeks ago

    Ahmedabad, India Ledgercraft Full time

    Shift Timings 5.30 am to 2.30 pm Job Location : Ahmedabad (Work from Office) Company Description Ledgercraft is an Offshore service provider based in India, offering a variety of Accounting services, Payroll services, Financial services, Data Analytics, and more to clients. Committed to providing accurate and timely services, Ledgercraft serves clients...

  • Loan Officer

    6 months ago

    Ahmedabad, Gujarat, India crutz leela Full time

    1. Work on dialer and call on database to generate prospects for home loan 2. Appointment generation for prospects and assignment to field team for visit. 3. Track working of filed officer for appointment, document collection 4. File status tracking till submission of documents to credit and serial no. generation. 5. Complete login time of 9 hours per...

  • Australia Mortgage Credit Officer Position

    3 weeks ago

    Ahmedabad, Gujarat, India Ledgercraft Full time

    Australia Mortgage Credit Officer Role OverviewAt Ledgercraft, a leading offshore service provider based in India, we offer a diverse range of accounting services, payroll services, financial services, data analytics, and more to clients.We are committed to delivering accurate and timely services with excellence and efficiency. Our team is dedicated to...

  • Ledgercraft | Australia Mortgage

    3 weeks ago

    ahmedabad, India Ledgercraft Full time

    Shift Timings 5.30 am to 2.30 pmJob Location : Ahmedabad (Work from Office)Company DescriptionLedgercraft is an Offshore service provider based in India, offering a variety of Accounting services, Payroll services, Financial services, Data Analytics, and more to clients. Committed to providing accurate and timely services, Ledgercraft serves clients with...

  • Ledgercraft | Australia Mortgage

    2 weeks ago

    ahmedabad, India Ledgercraft Full time

    Shift Timings 5.30 am to 2.30 pmJob Location : Ahmedabad (Work from Office)Company DescriptionLedgercraft is an Offshore service provider based in India, offering a variety of Accounting services, Payroll services, Financial services, Data Analytics, and more to clients. Committed to providing accurate and timely services, Ledgercraft serves clients with...

  • Ledgercraft | Australia Mortgage

    3 weeks ago

    ahmedabad, India Ledgercraft Full time

    Shift Timings 5.30 am to 2.30 pm Job Location : Ahmedabad (Work from Office) Company Description Ledgercraft is an Offshore service provider based in India, offering a variety of Accounting services, Payroll services, Financial services, Data Analytics, and more to clients. Committed to providing accurate and timely services, Ledgercraft serves clients...

  • Ledgercraft | Australia Mortgage

    3 weeks ago

    ahmedabad, India Ledgercraft Full time

    Shift Timings 5.30 am to 2.30 pm Job Location : Ahmedabad (Work from Office)Company DescriptionLedgercraft is an Offshore service provider based in India, offering a variety of Accounting services, Payroll services, Financial services, Data Analytics, and more to clients. Committed to providing accurate and timely services, Ledgercraft serves clients with...

  • Ledgercraft | Australia Mortgage

    2 weeks ago

    ahmedabad, India Ledgercraft Full time

    Shift Timings 5.30 am to 2.30 pm Job Location : Ahmedabad (Work from Office) Company Description Ledgercraft is an Offshore service provider based in India, offering a variety of Accounting services, Payroll services, Financial services, Data Analytics, and more to clients. Committed to providing accurate and timely services, Ledgercraft serves clients...

  • Credit Cards-credit Cards Sales- Sales

    6 months ago

    Gujarat, India HDFC Bank Full time

    **Group Company**: HDFC Bank Limited **Designation**: Credit Cards-Credit Cards Sales - Sales Officer-Branch **Office Location**: SHAPAR BRANCH Shapar (Branch) **Position description**: Credit Cards-Credit Cards Sales - Sales Officer - Branch **Primary Responsibilities**: - Credit card sales, VYMO calling and conversion on various databases, Cross-sell...

  • Credit Cards-credit Cards Sales- Sales

    6 months ago

    Gandhi Road, Ahmedabad, Gujarat, India HDFC Bank Full time

    **Group Company**: HDFC Bank Limited **Designation**: Credit Cards-Credit Cards Sales - Sales Officer-Branch **Office Location**: Gandhi Road Ahmedabad (Branch) **Position description**: Credit Cards-Credit Cards Sales - Sales Officer - Branch **Primary Responsibilities**: - Credit card sales, VYMO calling and conversion on various databases, Cross-sell...

  • Us Mortgage Live Underwriter

    6 months ago

    Ahmedabad, Gujarat, India Kalp Solutions Full time

    **Job description** **Key Responsibilities** **Loan Application Review**: - Assess the borrower's credit history, employment, income, and debt levels. - Confirm the property's value through appraisal reports. **Credit and Financial Analysis**: - Evaluate credit reports to determine the borrower's creditworthiness. - Analyze financial statements, tax...