Credit Officer

2 weeks ago

Kollam, India CSB Bank Full time

Credit Officer - Agri (Location : Kottar...MFT9484
- Retail & Sme Credit, Biu & StrategyKottarakara
- Required Experience

- 3 - 5 Years
-Posted On

- 01 Jul 2023
Basic Section
No. Of Openings
- 1
- Grade
- NA1
- Designation
- Others
- Closing Date
- 31 Aug 2023
- Organisational
Organisation
- CSB Bank
- Organization Unit
- Retail & SME (Business And Risk), Operations & IT
- Sub Org Unit 1
- Retail & SME Credit, BIU & Strategy
- Sub Org Unit 2
- SME Credit
- Sub Org Unit 3
- Others
- Sub Org Unit 4
- Others
- Sub Org Unit 5
- Others
- Sub Org Unit 6
- Others
- Branch/Department Code
- 1026
- Branch/Department Name
- Credit/Collection - Retail & SME - Credit
- Country
- India
- Geographic Zone
- South
- State
- Kerala
- City
- Kollam
- Worksite
- Kottarakara
- Worksite Code
- 110
- Skills

Skill

AGRI FINANCE

CREDIT

CREDIT ANALYSIS

Minimum Qualification

GRADUATE

CERTIFICATION

No data available

Working Language

No data available
- Job Description

Job Purpose: The incumbent will be responsible for Credit Appraisal of Agricultural Loans as per pre-defined TAT with due adherence of Process, Policies and delegation of authority, He will be responsible for loan Portfolio for his Branch and keep a close watch on the performance of such loans Job Responsibilities: (1) Appraise/Recommend/ Approve Credit Proposals as per the delegation of authority (2) Review delinquent cases and document learnings / portfolio reviews for Risk Management (3) Recommend changes to Policy, Process based on local nuances / competitor feedback (4) Implement system integration plans (5) Monitor NPA and keep a track of it (6) Customer visits for PD (7) Identification of process and policy gaps & potential risk arising out of it (8) Suggesting internal control measures and ensures implementation to address such gaps

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