Avp-unsecured Credit Risk Analytics/strategy

4 weeks ago


Mumbai Maharashtra, India Citi Full time

The Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

**Responsibilities**:

- Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques
- Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
- Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
- Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
- Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management

**Qualifications**:

- Advanced Degree (Masters required) in Statistics, Applied Mathematics, Operations Research, Economics, MBA (Finance), or other highly quantitative discipline
- 7+ years’ experience in performing quantitative analysis in Consumer Credit Risk
- Strong technical skills in statistical procedures is required (regression, decision trees, linear/nonlinear optimization etc.)
- Proficiency in SAS/SQL/Oracle/Unix/Microsoft Word, Excel and PowerPoint
- Strong communication skills to present technical information verbally and in writing to both technical and non-technical audiences is required.
- Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
- Proven ability to remain organized in a fast-paced environment, managing multiple projects
- Proven interpersonal, organizational and analytic skills
- **Job Family Group**:
Risk Management
- **Job Family**:
Credit & Portfolio Risk Management
- **Time Type**:
Full time
- Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

View the "**EEO is the Law**" poster. View the **EEO is the Law Supplement**.

View the **EEO Policy Statement**.

View the **Pay Transparency Posting



  • Mumbai, Maharashtra, India Abacus Consultants Full time

    **12 - 15 years**: **Chartered Accountant (C.A.) | MBA/PGDM**: **Policy - Small Ticket PL- Team Handling**: **35 ~ 38 LPA**: **POSITION DETAILS** **Functional Designation** **Policy Manager - STPL** **Department** **Risk** **Sub Department** **Credit Risk** **HR Grade** **AVP / GM** **Location** **Pune** **Reporting Manager** **VP - Unsecured...


  • Mumbai, Maharashtra, India Personnel Search Services Group Full time

    **Posted On**: 16-Mar-2024 **Function**: Audit, Risk & Controls **Industry**: Banking, Microfinance & NBFC **Location**: Mumbai **Employment Type**: Full Time **About the client**:PSS** has been mandated to hire an **AVP Credit Risk Retail** for one of India's leading financial service companies. Our client is a preferred banking solutions provider and...


  • Pune, Maharashtra, India Abacus Consultants Full time

    **12 - 15 years**: **Any Post Graduate | Chartered Accountant (C.A.) | MBA/PGDM**: **Credit Risk Hindsighting**: **35 ~ 40 LPA**: **1** **POSITION DETAILS** **Functional Designation** **AVP - Credit Hindsighting** **Department** **Risk** **Sub Department** **Credit Risk** **HR Grade** **AVP** **Location** **Pune** **Reporting Manager** **Job...

  • Avp-stpl-credit Risk

    2 weeks ago


    Mumbai, Maharashtra, India Abacus Consultants Full time

    **12 - 15 years**: **Chartered Accountant (C.A.) | MBA/PGDM - Finance**: **Policy Formulation - Personal Loans**: **40 ~ 43 LPA**: **POSITION DETAILS** Policy Manager - STPL **Department** Credit Risk **HR Grade** Pune **Reporting Manager** **Job Purpose** You will be responsible for developing & maintaining credit policies for unsecured STPL product...


  • Mumbai, Maharashtra, India Citigroup Full time

    The Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties...


  • Mumbai, Maharashtra, India Citigroup Full time

    The Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties...


  • Mumbai, Maharashtra, India Citi Full time

    The Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties...


  • Mumbai, Maharashtra, India Personnel Search Services Group Full time

    Posted On:16-Mar-2024Function:Audit, Risk & ControlsIndustry:Banking, Microfinance & NBFCLocation:MumbaiEmployment Type:Full TimeAbout the client:PSS has been mandated to hire an AVP Credit Risk Retail** for one of India's leading financial service companies. Our client is a preferred banking solutions provider and partner for millions of customers across...


  • Mumbai, India 12542 Citicorp Services India Private Limited Full time

    The Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally. ...


  • mumbai, India 12542 Citicorp Services India Private Limited Full time

    The Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally....

  • Avp-stpl-credit Risk

    2 weeks ago


    Mumbai, Maharashtra, India Abacus Consultants Full time

    years:Chartered Accountant (C.A.) | MBA/PGDM - Finance:**Policy Formulation Personal Loans**:40 ~ 43 LPA:POSITION DETAILSPolicy Manager - STPLDepartmentCredit RiskHR GradePuneReporting ManagerJob PurposeYou will be responsible for developing & maintaining credit policies for unsecured STPL product (and its variants), sourced through multiple channels...

  • Avp - Credit & Risk

    2 weeks ago


    Mumbai, Maharashtra, India FLEXILOANS TECHNOLOGIES Full time

    Qualification: CA **Who we are: FlexiLoans is a technology based Digital financing platform started with an endeavor to solve the problems that small businesses face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Our vision is to give "Financial access at a click". Our talent pool has rockstars from diverse backgrounds - ex -...

  • Avp Credit Risk

    2 months ago


    Mumbai, Maharashtra, India Barclays Full time

    Job Title: AVP - Credit Risk Location: Mumbai About Barclays Barclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment bank, all of...


  • Mumbai, Maharashtra, India Citi Full time

    The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for building and enhancing credit strategies, recommending, and monitoring credit tests and ensuring accuracy of strategy changes into production. **Role Summary**: - Enhance and improve the Risk policies using statistical techniques to optimize business growth and...


  • Mumbai, Maharashtra, India HSBC Full time

    The health and safety of our employees and candidates is very important to us. Due to the current situation related to the Novel Coronavirus (COVID-19), we're leveraging our digital capabilities to ensure we can continue to recruit top talent at HSBC. As your application progresses, you may be asked to use one of our digital tools to help you through your...


  • Mumbai, India HSBC Full time

    The health and safety of our employees and candidates is very important to us. Due to the current situation related to the Novel Coronavirus (COVID-19), we’re leveraging our digital capabilities to ensure we can continue to recruit top talent at HSBC. As your application progresses, you may be asked to use one of our digital tools to help you through your...

  • Avp-funds Credit Risk

    1 month ago


    Mumbai, Maharashtra, India Barclays Full time

    Job Title: AVP-Funds Credit Risk Location: Mumbai About Barclays Barclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment bank, all...

  • Avp Credit Risk

    2 months ago


    Mumbai, India Barclays Full time

    Job Title: AVP Credit Risk Location: Mumbai About Barclays Barclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment bank, all of...

  • Risk Analyst

    7 days ago


    mumbai, India R3 Consultant Full time

    Job Description Role title: Risk Analyst Function: Support Grade: Deputy Manager / Manager Department: Credit & Risk Reports to: AVP Risk Analytics Location: Mumbai Role purpose: Responsible to maintain highest level of credit & risk standards, compliance to laid down guidelines and quality norms. Key accountabilities and decision ownership: Managing Risk...

  • Avp/dvp -credit Risk

    4 weeks ago


    Navi Mumbai, India Women Entrepreneur Network Full time

    **AVP/DVP -Credit Risk** *** Summary Experience Required: **10 - 15 Years** **Location**: **Navi Mumbai ( Belapur)** Category: **Banking and Financial services** Job Purpose Maintaining Existing Policy along with regular review and amendments as per Policy performance Continues analysis of portfolio on different aspects to manage the risk Computation...