Debit Product Finance

2 weeks ago

Varthur Bengaluru Karnataka, India JPMorgan Chase & Co Full time

**JOB DESCRIPTION**
You are a strategic thinker passionate about driving solutions in **financial analysis**. You have found the right team.

As a Debit Product Finance Associate within the Consumer Bank’s Debit product organization, you will be an integral part of a team that generates significant revenue. You will be responsible for supporting the product across their expense base, identifying and sizing cost optimization opportunities, and developing debit analytics to support profitability analysis. This role provides an opportunity to develop strong partnerships with senior leadership, influence strategy, and contribute to the financial success of the organization.

**Responsibilities**:

- Develop strong partnerships with the Head of Debit and their leadership team and provide finance thought leadership
- Develop annual expense budget for the organization, which comprises of network, production, and contractual expenses. Partner with the business to identify and quantify expense optimization strategies.
- Partner with debit strategy teams to develop business cases on initiatives that could reduce expense.
- Partner with colleagues in the finance organization (for example, revenue forecasting team and controllers), to provide insight into debit strategy, upcoming changes, and budget/forecast guidance.
- Develop monthly insights into debit P&L performance, including supporting deep dive analysis. Lead quarterly Debit P&L review with the Consumer Bank’s CFO and Head of Product.

**Required qualifications, capabilities, and skills**:

- Proven ability to take initiative, influence others, and achieve results
- Ability to manage multiple (and changing) project deliverables at same time; can independently prioritize deliverables, execute toward milestones, and identify roadblocks.
- Strong communication, presentation, planning, and inter-personal skills. Confidence to work directly with senior managers to influence direction and provide a counter point.
- Ability to think analytically; demonstrated business savvy and commercial judgment. Strong Excel and PowerPoint proficiency is critical. Skilled and comfortable at working in a highly matrixed organization
- 5+ years of direct finance experience (e.g., P&A, financial analysis and modeling, etc.)
- MBA or Bachelor’s in Finance/Accounting

**Preferred qualifications, capabilities, and skills**:

- Knowledge and experience of Python, Data Science, Artificial Intelligence and Machine Learning would be a plus

**ABOUT US**

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

**ABOUT THE TEAM**

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.

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