Credit Risk

1 month ago

Bengaluru Karnataka, India JPMorganChase Full time

**JOB DESCRIPTION**
You are a strategic thinker passionate about driving solutions**.** You have found the right team.

As an Analyst within our Credit Risk Team, you will spend each day defining, refining and delivering set goals for our firm.

**Responsibilities**:

- Prepare the analysis of a client prior to underwriting, including pulling client credit, generating a collateral analysis, and preparing for grading and pricing the loan.
- Review lines of credit on an annual basis and build recommendations for renewal or modification as required.
- Analyze client data across multiple systems and conduct a preliminary review for credit criteria.
- Review and prepare loan documentation with high accuracy.
- Ensure documentation consistency with federal and local regulations.
- Strive to develop an understanding of the underwriting process over time to grow into a lender role with the authority to review and approve lines of credit.

**Required qualifications, capabilities and skills**
- Strong interpersonal skill, especially with business partners. Excellent communication skills with various levels within the organization.
- Ability to review processes and recommend process improvements.
- Strong understanding of controls and their importance to an error free environment.
- Intermediate Microsoft Office skills; particularly Excel, Word and SharePoint.
- Adobe Acrobat / PDF editor skill set preferred.
- Bachelor degree required. A concentration in Finance, Economics or a related field.

**ABOUT US**

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

**ABOUT THE TEAM**

J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.

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