Loan Officer

3 weeks ago


Indira Nagar Kanpur Uttar Pradesh, India Ujjivan Small Finance Bank Full time

**Loan Officer-Housing Loans - Indira Nagar**:
North 2371-Indira Nagar, Lucknow, Uttar Pradesh, India
- Department- NORTH BUSINESS- Job posted on- Feb 14, 2024- Employee Type- Permanent- Experience range (Years)- 2 years - 4 yearsBusiness/ Financials
- Achieve the set targets on HL-Secured Loans in terms of open market acquisition and existing customer conversion
- Maintain database of prospects, meet select prospects and manage the relationship thereafter
- Follow up on leads provided by call centre/ liabilities team within defined TAT
- Cross sell other products of Ujjivan and pass quality leads to respective officers/staff
- Share customer insights/product related feedback with the Cluster Manager - HL
- Coordinate with Products & Marketing department to carry out marketing drives that are assigned and catchment areas for HL secured loans

Customer
- Interact with customers in a courteous and professional manner; provide prompt, efficient and accurate services and establish professional relationship with them, with a long term perspective
- Conduct the appraisal process of potential customers in a courteous manner without compromising quality
- Guarantee confidential treatment of all the information gathered from customers

Internal Process
- Visit the guarantor/collateral contact, explain about his/her role during the loan term
- Cooperate with the credit department in case of identifying discrepancies or problems in customer’s information, reports, etc. through CRM - Microfinance.
- Inform the customer about the Credit Committee decision
- Coordinate with Liabilities team if applicable, to ensure bank accounts are opened/activated to disburse the loan amount and necessary standing instructions to repay monthly disbursements
- Perform loan utilization check and follow up on the disbursed loans, especially of the ones not paying on time
- In case of arrears, visits customers and guarantors for the loan recovery and coordinate with collections officer to update the status periodically

Learning & Innovation
- Maintain up to date knowledge of Unsecured loans as well as a working knowledge of other products offered in the branch
- Inform Branch Head about the demand in his/her assigned area as well as on the competition on a regular basis in consultation with CRM - Microfinance.
- Ensure adherence to training man-days/ mandatory training programs for self

Ensure goal setting, mid-year review and performance appraisal processes are completed within specified timelines


  • Loan Officer

    2 weeks ago


    Indira Nagar, Kanpur, Uttar Pradesh, India Ujjivan Small Finance Bank Full time

    **Loan Officer-Housing Loans - Indira Nagar**: North 2371-Indira Nagar, Lucknow, Uttar Pradesh, India - Department- NORTH BUSINESS- Job posted on- Jun 15, 2024- Employee Type- Permanent- Experience range (Years)- 2 years - 4 yearsBusiness/ Financials - Achieve the set targets on HL-Secured Loans in terms of open market acquisition and existing customer...

  • Loan Officer

    6 days ago


    Kidwai Nagar, Kanpur, Uttar Pradesh, India Ujjivan Small Finance Bank Full time

    **Loan Officer-Housing Loans - Kidwai Nagar**: North 2366-Kidwai Nagar, Kanpur, Uttar Pradesh, India - Department- NORTH BUSINESS- Job posted on- Feb 03, 2024- Employee Type- Permanent- Experience range (Years)- 2 years - 4 yearsBusiness/ Financials - Achieve the set targets on HL-Secured Loans in terms of open market acquisition and existing customer...

  • Loan Officer

    2 weeks ago


    Noida, Uttar Pradesh, India Eduaxs Solutions Full time

    **Job Title: Loan Sales Officer ( Freshers can APPLY)** **MALE CANDIDATES ONLY** Company: Eduaxs Solutions (Hiring for a Client) Location: B-55, Sector-2, Noida Budget: 2.8 to 3 LPA As a Loan Sales Officer with [Company Name], a non-banking finance company registered with the relevant regulatory authorities, you will be instrumental in driving the...

  • Loan Officer

    3 weeks ago


    Noida, Uttar Pradesh, India Eduaxs Solutions Full time

    **Job Title: Loan Sales Officer** Company: Eduaxs Solutions (Hiring for a Client) Location: B-55, Sector-2, Noida Budget: 2.8 to 3 LPA As a Loan Sales Officer with [Company Name], a non-banking finance company registered with the relevant regulatory authorities, you will be instrumental in driving the company's loan products to potential clients. Your role...

  • Loan Officer

    4 days ago


    Khera, Ghaziabad, Uttar Pradesh, India Ujjivan Small Finance Bank Full time

    **Loan Officer-Micro Banking**: North 2323-Khera Khemawati, Khera Khemawati, Haryana, India - Department- NORTH BUSINESS- Job posted on- Jun 24, 2024- Employee Type- Permanent- Experience range (Years)- 0 - N.A.**Group Company**: Ujjivan Small Finance Bank **Designation**: Loan Officer-Micro Banking **Office Location**: **Position description**: -...

  • Loan Officer

    2 months ago


    Ghaziabad, Uttar Pradesh, India INTINERI INFOSOL Full time

    **Position - Loan Officer (Telecallers)** The Job Description and Skill set required for the position is as below: Qualification: Graduate Experience: 1- 2 Years/ Prior Mortgage experience would be an added advantage Basic responsibility: Tele calling Location: - Ghaziabad, Kaushambi Skill Set Required: Good communication skills - bilingual Pleasant...

  • Loan Officer

    2 months ago


    Indore, Madhya Pradesh, India Ujjivan Small Finance Bank Full time

    **Loan Officer-Housing Loans-Indore**: North 2285-Indore, Indore, Madhya Pradesh, India - Department- NORTH BUSINESS- Job posted on- Feb 06, 2024- Employee Type- Permanent- Experience range (Years)- 1 year - 4 years**Group Company**: Ujjivan Small Finance Bank **Designation**: Loan Officer-Housing Loans (UB-HSG-EB-LOH), Loan Officer-Housing Loans...

  • Loan Officer

    2 days ago


    Indore, Madhya Pradesh, India Ujjivan Small Finance Bank Full time

    **Loan Officer-Housing Loans-Indore**: North 2285-Indore, Indore, Madhya Pradesh, India - Department- NORTH BUSINESS- Job posted on- Feb 06, 2024- Employee Type- Permanent- Experience range (Years)- 1 year - 4 years**Group Company**: Ujjivan Small Finance Bank **Designation**: Loan Officer-Housing Loans (UB-HSG-EB-LOH), Loan Officer-Housing Loans...

  • Loan Officer

    3 weeks ago


    Arera Colony, Bhopal, Madhya Pradesh, India Ujjivan Small Finance Bank Full time

    **Loan Officer-Housing Loans-Bhopal: Arera Colony**: North 2381-Arera Colony, Bhopal, Madhya Pradesh, India - Department- NORTH BUSINESS- Job posted on- Jun 04, 2024- Employee Type- Permanent- Experience range (Years)- 0 - N.A.**Group Company**: Ujjivan Small Finance Bank **Designation**: Loan Officer-Housing Loans (UB-HSG-EB-LOH), Loan Officer-Housing...

  • Loan Officer

    2 months ago


    Kanpur, India Shree Balaji finserv Full time

    We are provide all types of loans. **Job Type**: फ़ुल-टाइम **Salary**: ₹२९,०००.०० per month Ability to Commute/Relocate: - Kanpur, Uttar Pradesh: Reliably commute or planning to relocate before starting work (required) **Speak with the employer** +91 9643590925

  • Loan Officer

    2 weeks ago


    Jagdishpur, Lucknow, Uttar Pradesh, India P AND R PERFECT RESOUCES PVT LTD Full time

    Requirements In Micro Finance Department Post : Loan Officer Salary : 12k+fuel+incentive Qualification : 12 pass in any Subject & experience in the field of sales or finance or insurance sector Accommodation provided by Finance Company Location: Lucknow, Ayodhya, Jagdishpur, Sultanpur, Barabanki, Sitapur, Kanpur, Majhgawan Pay: ₹12,000.00 -...


  • Ghaziabad, Uttar Pradesh, India Recruitment Hub Full time

    position - loan officer qualification - graduate fresher and experience both applicable basic responsbility telecalling salary - 18000 to 25000 + incentives location - ghaziabad **Salary**: ₹18,000.00 - ₹25,000.00 per month Schedule: - Day shift Application Question(s): - have you done your graduation? - whats your age? - are you able to speak...


  • Ghaziabad, Uttar Pradesh, India Recruitment Hub Full time

    position - loan officer qualification - graduate fresher and experience both applicable basic responsbility telecalling salary - 18000 to 25000 + incentives location - ghaziabad **Salary**: ₹18,000.00 - ₹25,000.00 per month Schedule: - Day shift Application Question(s): - have you done your graduation? - whats your age? - are you able to speak...

  • Loan Officer

    1 week ago


    Kanpur, Uttar Pradesh, India Shree Balaji finserv Full time

    We are provide all types of loans.Job Type: फ़ुल-टाइमSalary: ₹२९,०००.०० per monthAbility to Commute/Relocate: Kanpur,Uttar Pradesh: Reliably commute or planning to relocate before starting work (required)Speak with the employer

  • Loan Officer

    2 weeks ago


    Adarsh Nagar, Jaipur, Rajasthan, India Ujjivan Small Finance Bank Full time

    **Loan Officer-Housing Loans - Adarsh Nagar**: North 2207-Adarsh Nagar, North West Delhi, Delhi, India - Department- NORTH BUSINESS- Job posted on- Jan 24, 2024- Employee Type- Permanent- Experience range (Years)- 2 years - 4 yearsBusiness/ Financials - Achieve the set targets on HL-Secured Loans in terms of open market acquisition and existing customer...

  • Retail Assets

    2 months ago


    Kanpur, India HDFC Bank Full time

    Department - Retail Assets - Gold Loan - Job posted on - Jul 31, 2023 - Employee Type - Permanent-Sales Vertical - Experience range (Years) - 1 year - 3 years **Group Company**: HDFC Bank Limited **Designation**: Retail Assets - Gold Loan - Sales officer **Position description**: Responsible for sourcing business for the Gold Loan team **Primary...

  • Gold Loan Officer

    2 months ago


    Ghaziabad, Uttar Pradesh, India CSB Bank Full time

    Gold Loan Officer (Location : Ghaziabad)MFT7608 - Retail BankingCity - Ghaziabad - Required Experience - 0 - 5 Years -Posted On - 09 May 2023 Basic Section No. Of Openings - 1 - Grade - NA1 - Designation - Others - Closing Date - 31 Mar 2024 - Organisational Organisation - CSB Bank - Organization Unit - Retail & SME (Business And Risk), Operations & IT -...

  • Retail Assets

    2 months ago


    Pratapgarh, Uttar Pradesh, India HDFC Bank Full time

    Department - Retail Assets - Gold Loan - Job posted on - Jul 3, 2023 - Employee Type - Permanent-Sales Vertical - Experience range (Years) - 1 year - 3 years **Group Company**: HDFC Bank Limited **Designation**: Retail Assets - Gold Loan - Sales officer **Position description**: Responsible for sourcing business for the Gold Loan team **Primary...

  • Loan Officer

    2 weeks ago


    Anna Nagar, Chennai, Tamil Nadu, India Talentpro India HR Pvt Ltd Full time

    Greetings from TALENTPRO INDIA !!! Designation: Sales Officer / Relationship Officer Industry: Banking | NBFC | BFSI Job Location : Chennai / Tambaram / Chengalpattu / kanchipuram / Vellore / Villupuran. Experience: - Minimum 1-2 years of experience in sourcing the Home loan LAP and mortgage loan ( Two-Wheeler Finance / Farm Equipment Finance / Micro...

  • Loan Executive

    2 weeks ago


    Lucknow, Uttar Pradesh, India Chandigarh University Full time

    **Loan Executive** Key Responsibilities: - Student Consultation and Counseling: - Provide personalized financial counseling to students and families regarding education loan options, eligibility criteria, and repayment strategies. - Assist borrowers in understanding the terms and conditions of various loan programs, including federal, private, and...