Head of Product Management
3 weeks ago
Founded in 2007, Biz2Credit is committed to transforming business finance. Backed by top investors and trusted by over 200,000 small businesses, we have become the go-to online platform for securing funding. To date, we have facilitated over $10 billion in small business loans and financing across the U.S., helping companies grow and thrive.
About Biz2X
Biz2X powers digital lending for leading global banks and Indian financial institutions, enabling seamless loan disbursals through our cutting-edge DigiKred platform. With over INR 3 lakh crore in loans facilitated, Biz2X is redefining lending with AI-driven risk management, automated decision-making, and streamlined processing.
Biz2X is the "One Platform That Does It All"—accelerating loan origination, optimizing risk assessment, and enhancing operational efficiency to help lenders scale with confidence.
About Frontiers of Digital Finance (FDF)
Powered by Biz2X, Frontiers of Digital Finance (FDF) is an exclusive, invitation-only global conference series bringing together 300+ industry leaders—including financial institutions, startups, investors, policymakers, and technologists.
FDF provides a platform to explore emerging trends in digital finance and forge strategic industry connections. Past events have been hosted in global financial hubs like
Miami, Dubai, Riyadh, Abu Dhabi, Mumbai, and New York.
To access session recordings and stay updated, visit the FDF website and follow us on
the
FDF website and follow the
FDF LinkedIn Channel.
Corporate Website : www.biz2credit.com and www.biz2x.com
LinkedIn Channels:
Biz2Credit Linkedin Page
Biz2X Linkedin Page
Making Headlines in Media:
Americas Fastest Growing Companies
ESOP Liquidity Scheme Worth $12.25 Mn
Biz2X surpasses Rs 9,000 crore mark
Biz2X Awarded with Great Place to Work Certification for Fourth Consecutive Year
Biz2X Wins IBS intelligence (IBSi) Global FinTech Innovation Award
Head of Product Management
Role Overview:
We are looking for a
strategic and execution-driven Head of Product Management
to lead the development and growth of our
lending SaaS platform . This role requires
deep expertise in digital lending, AI/ML-based credit assessment, regulatory compliance, and product-led growth strategies . The ideal candidate will drive
product innovation, roadmap execution, and customer adoption
while working closely with cross-functional teams.
Key Responsibilities:
Product Strategy & Leadership
Define and execute the
product vision, roadmap, and go-to-market strategy
for our lending SaaS offerings.
Drive innovation in
AI-driven underwriting, loan origination, credit assessment, BNPL, embedded lending, and risk analytics .
Ensure products comply with
RBI guidelines, credit risk norms, and global lending regulations .
Collaborate with
C-suite, sales, engineering, data science, and compliance
to align product goals with business objectives.
Customer-Centric Product Development
Engage with
banks, NBFCs, digital lenders, and fintech partners
to understand market needs and pain points.
Build a best-in-class
Loan Management System (LMS), Credit Decisioning Engine, and Digital Lending Platform .
Leverage
AI, machine learning, and alternative credit scoring
to enhance lending efficiency and risk assessment.
Prioritize
scalability, security, and API-first architecture
to support integrations with financial ecosystems.
Execution & Go-To-Market (GTM) Strategy
Define
product pricing, packaging, and positioning
to maximize adoption and revenue growth.
Drive product adoption through
UX/UI improvements, self-serve onboarding, and data-driven decision-making .
Partner with marketing and sales teams to
craft compelling narratives, case studies, and thought leadership content .
Data & AI-Driven Decision Making
Implement
AI-powered insights, automated credit scoring, fraud detection, and predictive analytics .
Optimize
loan origination workflows, credit risk assessment models, and collections automation .
Monitor
KPIs like conversion rates, NPL reduction, and time-to-loan approval
to drive continuous improvement.
Team Building & Mentorship
Build and lead a
high-performing product team
consisting of PMs, UX designers, and data analysts.
Foster a culture of
agility, experimentation, and cross-functional collaboration .
Qualifications & Skills:
15+ years
of experience in
product management , preferably in fintech, lending SaaS, or financial services.
Strong domain expertise in
digital lending, loan origination, underwriting models, and credit risk .
Experience in
AI/ML-driven credit assessment, embedded finance, and open banking APIs .
Deep understanding of
regulations, KYC/AML, credit bureau integrations, and lending compliance .
Proven track record of
building scalable SaaS platforms
with
B2B enterprise adoption .
Exceptional
analytical, problem-solving, and stakeholder management
skills.
Experience working with
engineering, data science, and GTM teams
in an agile environment.
Bachelor's or Master's degree
in Engineering, Business, Finance, or a related field.
Preferred Experience:
Experience working with
neo-banks, NBFCs, or large financial institutions .
Exposure to
AI-powered risk modeling and alternative credit scoring .
Familiarity with
loan servicing, collections automation, and BNPL products .
Why Join Us?
Be at the forefront of
fintech innovation
in digital lending.
Work with
top banks, NBFCs, and financial institutions
to transform lending.
Opportunity to
lead and scale
a high-growth SaaS product in a competitive market.
Collaborate with a
passionate, mission-driven team
pushing boundaries in fintech.
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