Regional Credit Manager

3 days ago

bikaner, India Corphive Full time

Credit managers oversee a company’s credit-granting process. They optimize company sales and reduce bad loans by maintaining a strict credit policy. They do this by assessing potential customers’ creditworthiness and conducting periodic reviews of their existing customers.


  • Managing a team of Credit Analysts (CA)
  • Prioritising of proposals in consultation with business team and helping in structuring.
  • Guiding the team of Credit Analysts on underwriting quality notes and effective monitoring, assisting them in formulating credit recommendation.
  • Active involvement in client meetings to understand their business model and risk management policies.
  • Vetting of Credit Appraisal Notes prepared by Credit Analysts.
  • Representing the Credit perspective on risk assessment, structuring during discussion of proposal / transactions with Senior management.
  • Ensuring that loans adhere to program, compliance, due diligence and industry requirements.
  • Closely monitoring the portfolio along with credit analysts and escalate with action plan on non-compliances and EWS.
  • Escalate with action plan for non-compliances
  • Co-ordinating with internal auditors and make representations to RBI for resolving queries raised by them in RBI audits

CTC- 19 Lacs

Credit Manager with wholesale banking or working capital experience

Grade- Chief Manager

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