![Ujjivan Small Finance Bank](https://media.trabajo.org/img/noimg.jpg)
Specialist -Credit Monitoring(MSME)
3 weeks ago
The incumbent shall be primarily responsible in assisting Manager -Policy (Credit MSME) for formation and review of credit policy for new and existing products. He/ She shall also be responsible for providing support to MSME Credit for growing quality business with actionable insights based on analysis of MSME portfolio, market forces and competitors. He/She shall be also responsible in assisting Manager Policy (Credit MSME) in the IT driven projects, process improvement and new initiatives in the MSME vertical.
KEY DUTIES & RESPONSIBILITIES OF THE ROLE
Business/Financials (Only Relevant roles)
To form credit policy for new products as may be introduced in MSME.
To form credit policies around the various partnerships with Fin-tech coming in on a regular basis.
To monitor regulatory framework and make policy to comply by the same.
Based on the requirements of the Business/Function Heads, collect data, analyze & interpret results using statistical techniques and provide reports to enable decision making.
Use complex data to prove a certain business hypothesis; provide data decision support for top management/Board.
Design and budget credit cost forecasting model, expense model for the department. Identify the gaps in case of under/over consumption. Work with credit team stakeholders to ensure that we do not overshoot budgets.
Liaison with other departments as required in execution of tasks.
To respond & to close queries raised in various audits.
Implement & execute deliverables as warranted by Compliance team.
Customer (Both Internal & External)
Support the Credit to enhance the quality of product delivery to customers by identifying bottlenecks in the turnaround time and highlighting the same to them through careful analysis of the observations.
Provide advice to the regional teams in dealing with credit underwriting; serve as a single point of contact for queries & clarifications with respect to data for credit policies & processes.
Provide robust analysis of credit data to enable decision making in a timely manner.
Match the requirements from internal customers on analytics to ensure timely decision making & reduction of re-work.
Internal Process
Review of applied policy of various MSME products to meet the risk needs of the prevailing economic environment.
Conduct Policy related trainings for benefit of front-line teams.
Review the portfolio performance in close association with risk teams and recommend policy amends accordingly.
Test the policy knowledge of the underwriting team and recommend DOA accordingly.
Coordinating with IT team for issue resolution related to credit
Timely submission of regulatory returns without compromise in quality in close liaison with various internal stakeholders.
Adhere to all timelines for the provision of data or key interpretations.
Innovation & Learning
Knowledge transfer and grooming of new inductees into the team.
Train various credit as well as business teams for better comprehension on the credit policy.
Educational Qualifications:
Post Graduate in Management/Finance preferably Chartered Accountant/MBA in Finance with 3-4 years of relevant experience.
Experience:
Preferred experience of 3-4 years or more in Credit Secured Loan products (Term loans/Working capital limits).
Experience in Credit Risk Management
-
Specialist -Credit Monitoring(MSME)
1 month ago
Bangalore Urban, India Ujjivan Small Finance Bank Full timeROLE PURPOSE & OBJECTIVEThe incumbent shall be primarily responsible in assisting Manager -Policy (Credit MSME) for formation and review of credit policy for new and existing products. He/ She shall also be responsible for providing support to MSME Credit for growing quality business with actionable insights based on analysis of MSME portfolio, market forces...
-
Specialist -Credit Monitoring(MSME)
3 weeks ago
Bangalore Urban, India Ujjivan Small Finance Bank Full timeROLE PURPOSE & OBJECTIVEThe incumbent shall be primarily responsible in assisting Manager -Policy (Credit MSME) for formation and review of credit policy for new and existing products. He/ She shall also be responsible for providing support to MSME Credit for growing quality business with actionable insights based on analysis of MSME portfolio, market forces...
-
Specialist -Credit Monitoring(MSME)
3 weeks ago
Bangalore Urban, India Ujjivan Small Finance Bank Full timeROLE PURPOSE & OBJECTIVE The incumbent shall be primarily responsible in assisting Manager -Policy (Credit MSME) for formation and review of credit policy for new and existing products. He/ She shall also be responsible for providing support to MSME Credit for growing quality business with actionable insights based on analysis of MSME portfolio, market...
-
Cluster Head
2 months ago
bangalore, India jai kisan Full timeJai Kisan, a leading financial services company, is seeking a motivated and experienced Cluster Head - MSME to join our team. As a Cluster Head, you will be responsible for overseeing and managing the MSME (Micro, Small, and Medium Enterprises) portfolio in your assigned cluster. You will lead a team of Relationship Managers and work closely with internal...
-
Collection Lead –MSME Loan
3 weeks ago
bangalore, India Muthoot Fincorp Ltd. Full timeWhat is Muthoot FinCorp ONE?Muthoot FinCorp ONE, is a fintech startup, building a financial ecosystem where customers can access relevant and reliable digital services across an expansive range of digital financial products in segments like Lending, Saving & Investment, Protection, and Remittance. Our products are designed to ensure a simple, reliable, and...
-
Collection Lead –MSME Loan
3 weeks ago
bangalore, India Muthoot Fincorp Ltd. Full timeWhat is Muthoot FinCorp ONE?Muthoot FinCorp ONE, is a fintech startup, building a financial ecosystem where customers can access relevant and reliable digital services across an expansive range of digital financial products in segments like Lending, Saving & Investment, Protection, and Remittance. Our products are designed to ensure a simple, reliable, and...
-
Collection Lead –MSME Loan
3 weeks ago
bangalore, India Muthoot Fincorp Ltd. Full timeWhat is Muthoot FinCorp ONE? Muthoot FinCorp ONE, is a fintech startup, building a financial ecosystem where customers can access relevant and reliable digital services across an expansive range of digital financial products in segments like Lending, Saving & Investment, Protection, and Remittance. Our products are designed to ensure a simple, reliable, and...
-
Credit Underwriter – Unsecured Business Loans
2 months ago
bangalore, India PayU Full timeAbout PayU PayU, a leading payment and Fintech company in 50+ high-growth markets throughout Asia, Central and Eastern Europe, Latin America, the Middle East and Africa, part of Prosus group, one of the largest technology investors in the world is redefining the way people buy and sell online for our + merchants and millions of consumers. As a leading...
-
bangalore, India PayU Full timeAbout PayU PayU, a leading payment and Fintech company in 50+ high-growth markets throughout Asia, Central and Eastern Europe, Latin America, the Middle East and Africa, part of Prosus group, one of the largest technology investors in the world is redefining the way people buy and sell online for our + merchants and millions of consumers. As a leading...
-
Director - Unsecured MSME Loans | Top FinTech
3 weeks ago
bangalore, India Michael Page Full timeDrive strategic initiatives within the team. Leadership and high visibility role Possible opportunity for long term wealth creation. About Our Client Our client is a leading and profitable FinTech & Financial Services organisation, with offerings across Unsecured Credit, Mortgages, Savings, and Insurance products. Job Description ...
-
Director - Unsecured MSME Loans | Top FinTech
2 months ago
bangalore, India Michael Page Full timeDrive strategic initiatives within the team. Leadership and high visibility role Possible opportunity for long term wealth creation. About Our Client Our client is a leading and profitable FinTech & Financial Services organisation, with offerings across Unsecured Credit, Mortgages, Savings, and Insurance products. Job Description ...
-
Credit Risk Analyst
1 week ago
bangalore, India Turno Full timeResponsibilities: Development, Implement and Review of Credit Risk Models & Associated Frameworks in an unsecured rural/semi-urban lending context. Implement & Monitor Credit Risk strategies across the lending life cycle-acquisition, underwriting, cross-sell & collections. Review portfolio on periodic basis across various risk metrics for early warning...
-
Credit Risk Specialist
2 days ago
bangalore, India WELLS FARGO BANK Full timeAbout this role: Wells Fargo is seeking a Credit Risk Specialist.In this role, you will: Provide an independent and thorough examination of credit decisions, providing credible challenge to credit decisions, policies and strategies Collaborate with business partners to drive recommendations for change or corrective action, research outcomes of credit...
-
Credit Risk Specialist
1 month ago
bangalore, India EliteRecruitments Full timeHi Folks,We are hiring for one of the Big 4 for Bangalore location.Credit Risk RoleSkills : Model Development, IRB LGD PD , EAD, Credit Risk , BASEL, SASExperience - 2 to 12 yearsResponsibility• Should have prior experience in model development, model validation or model monitoring with GSIBs or Indian Banks.• Good understanding of Credit Risk Model...
-
Credit Risk Specialist
1 month ago
bangalore, India EliteRecruitments Full timeHi Folks, We are hiring for one of the Big 4 for Bangalore location. Credit Risk Role Skills : Model Development, IRB LGD PD , EAD, Credit Risk , BASEL, SAS Experience - 2 to 12 years Responsibility • Should have prior experience in model development, model validation or model monitoring with GSIBs or Indian Banks. • Good understanding of Credit Risk...
-
Credit Risk Specialist
1 month ago
Bangalore City, India EliteRecruitments Full timeHi Folks,We are hiring for one of the Big 4 for Bangalore location.Credit Risk RoleSkills: Model Development, IRB LGD PD, EAD, Credit Risk, BASEL, SASExperience 2 to 12 yearsResponsibility Should have prior experience in model development, model validation or model monitoring with GSIBs or Indian Banks. Good understanding of Credit Risk Model Development...
-
International Relationship Manager
3 weeks ago
bangalore, India HSBC Full timeSome careers open more doors than others. If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. Business...
-
International Relationship Manager
1 month ago
bangalore, India HSBC Full timeSome careers open more doors than others. If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. Business...
-
Credit Saison
1 month ago
Bangalore, Karnataka, India Credit Saison Finance Pvt Ltd Full timeAbout Credit Saison India :Credit Saison India (registered as Kisetsu Saison Finance (India) Private Limited) is an NBFC registered with the Reserve Bank of India (RBI). CS India is part of Saison International, the global business arm of Credit Saison with a focus on wholesale and direct lending as well as integrated tech partnerships with leading NBFCs and...
-
Credit Saison
1 month ago
Bangalore, India Credit Saison Finance Pvt Ltd Full timeAbout Credit Saison India : Credit Saison India (registered as Kisetsu Saison Finance (India) Private Limited) is an NBFC registered with the Reserve Bank of India (RBI). CS India is part of Saison International, the global business arm of Credit Saison with a focus on wholesale and direct lending as well as integrated tech partnerships with leading NBFCs...