Business Analyst

3 weeks ago

Hyderabad, India Genpact Full time
Genpact (NYSE: G) is a global professional services and solutions firm delivering outcomes that shape the future. Our 125,000+ people across 30+ countries are driven by our innate curiosity, entrepreneurial agility, and desire to create lasting value for clients. Powered by our purpose – the relentless pursuit of a world that works better for people – we serve and transform leading enterprises, including the Fortune Global 500, with our deep business and industry knowledge, digital operations services, and expertise in data, technology, and AI.Inviting applications for the role of Credit Analyst / Business Analyst- Commercial Leasing & LendingWe are looking for someone who is well versed with accounting knowledge and a strong understanding of financial statements. Experience in working for an engagement in commercial credit, auto financing, portfolio management, underwriting of lease/loan documents, due diligence. The role would demand working to meet hard deadlines, maintain the highest level of accuracies and someone who is looked upon as a great team member who leads by example.Responsibilities:

• The candidate is required to have a good understanding of accounting concepts and financial statements.• Perform financial and non-financial analysis to assess creditworthiness of customers that includes analysis of Balance sheet, Income Statement, Cash Flows, Bank Statements/reconciliation, and Tax return etc.,• Candidate should be able to interpret account schedules in order to extract needful information (e.g. Inventory, debtor/creditor schedule)• Should be well versed with legal language in order to understand and interpret legal documents• Candidate should be able to prepare Credit Proposals in accordance with the client’s credit policy / standard operating procedure and deliver required output within stipulated timelines as agreed with customer and standard procedures• Ability to work independently and take ownership of new initiatives• Attention to detail and decision making abilityQualificationsMinimum Qualification:• Vintage M.COM or MBA or Chartered Accountant with demonstrated ability in Credit with years of experience in Credit domainPreferred skills:• Should have good understanding of accounting and finance essentials• Quantitative thinking abilities and have commercial bent of mind• Need to have hands on experience working on MS Office (excel and word)• Proficiency in information search and interpretation skills• Excellent interpersonal and communication skills (verbal & written)• Portray true qualities of a good team player and able to gel within the team

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