Credit Risk Modeler
4 days ago
Job Title: Credit Risk Modelling Location: Bangalore, Hyderabad and Gurugram Job Summary: We are seeking a skilled Credit Risk Modeler to develop, validate, and maintain credit risk models that assess the creditworthiness of individuals and organizations. The role involves analyzing financial data, creating predictive models, and supporting the credit decision-making process to minimize potential losses and optimize risk-adjusted returns. Key Responsibilities: Develop and implement credit risk models (e.G., Probability of Default (PD), Loss Given Default (LGD), Exposure at Default (EAD)) for retail and/or corporate portfolios. Conduct statistical analysis and predictive modeling using techniques such as logistic regression, decision trees, machine learning algorithms, and other quantitative methods. Collaborate with data teams to collect, clean, and preprocess data from multiple sources. Perform back-testing and validation of existing credit risk models to ensure accuracy and compliance with regulatory standards (e.G., Basel II/III). Prepare detailed documentation of modeling assumptions, methodology, and results. Provide insights and recommendations to credit risk managers and business stakeholders to improve risk management strategies. Stay up to date with industry best practices, regulatory requirements, and emerging trends in credit risk analytics. Participate in internal and external audits related to credit risk models. Support stress testing and scenario analysis for credit portfolios. Qualifications: Strong experience 3+ years in credit risk modeling, preferably in banking or financial services. Bachelor’s or Master’s degree in Finance, Economics, Statistics, Mathematics, Data Science, or related quantitative discipline. Proficiency in statistical and modeling tools such as SAS, R, Python, SQL, or equivalent. Good understanding of credit risk concepts and regulatory frameworks (Basel Accords, IFRS 9). Strong analytical skills with attention to detail and problem-solving ability. Excellent communication skills for explaining complex technical information to non-technical stakeholders. Experience with big data tools and machine learning techniques is a plus. Familiarity with credit risk software platforms is advantageous.
-
Credit Risk Modeler
5 days ago
bangalore, India Straive Full timeJob Title: Credit Risk Modelling Location: Bangalore, Hyderabad and Gurugram Job Summary: We are seeking a skilled Credit Risk Modeler to develop, validate, and maintain credit risk models that assess the creditworthiness of individuals and organizations. The role involves analyzing financial data, creating predictive models, and supporting the credit...
-
Credit Risk Modeler
3 days ago
bangalore, India Straive Full timeJob Title: Credit Risk Modelling Location: Bangalore, Hyderabad and Gurugram Job Summary: We are seeking a skilled Credit Risk Modeler to develop, validate, and maintain credit risk models that assess the creditworthiness of individuals and organizations. The role involves analyzing financial data, creating predictive models, and supporting the credit...
-
Credit Risk Modelers
7 days ago
bangalore, India Tata Consultancy Services Full timeTitle Credit Risk Modelers Industry Banking, Financial Services and Insurance (BFSI) Experience Mid-level: 5+ Years Senior level: and 10+ Years Job Description Domain: Exposure to credit risk management processes within Retail and/or Wholesale banking business. Good understanding of the model life cycle and model risk management standards such as SR11/7 and...
-
Credit Risk Modelers
1 week ago
bangalore, India Tata Consultancy Services Full timeTitleCredit Risk ModelersIndustryBanking, Financial Services and Insurance (BFSI)ExperienceMid-level: 5+ YearsSenior level: and 10+ YearsJob DescriptionDomain:Exposure to credit risk management processes within Retail and/or Wholesale banking business.Good understanding of the model life cycle and model risk management standards such as SR11/7 and...
-
Credit Risk Modelers
2 weeks ago
bangalore, India Tata Consultancy Services Full timeTitleCredit Risk ModelersIndustryBanking, Financial Services and Insurance (BFSI)Experience Mid-level: 5+ YearsSenior level: and 10+ YearsJob Description Domain: Exposure to credit risk management processes within Retail and/or Wholesale banking business. Good understanding of the model life cycle and model risk management standards such as SR11/7 and...
-
Model Development
4 days ago
Bangalore, India Northern Trust Full timeAbout Northern Trust: Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889. Northern Trust is proud to provide innovative financial services and guidance to the world's most successful individuals, families, and institutions by remaining true to our enduring...
-
Credit Risk Analyst
3 days ago
bangalore, India Straive Full timeJob Title: Credit Risk Strategy Location: Bangalore, Hyderabad and Gurugram Experience: 3+ years Job Summary: We are seeking a skilled Credit Risk Strategy Analyst with strong expertise in SAS and SQL to join our risk management team. The successful candidate will play a key role in developing, implementing, and monitoring credit risk strategies by...
-
Credit Risk Analyst
2 days ago
bangalore, India Straive Full timeJob Title: Credit Risk Strategy Location: Bangalore, Hyderabad and Gurugram Experience: 3+ yearsJob Summary: We are seeking a skilled Credit Risk Strategy Analyst with strong expertise in SAS and SQL to join our risk management team. The successful candidate will play a key role in developing, implementing, and monitoring credit risk strategies by leveraging...
-
Portfolio Risk Manager
1 week ago
bangalore, India Credit Saison India Full timeAbout Credit Saison IndiaEstablished in 2019, Credit Saison India (CS India) is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability...
-
Portfolio Risk Manager
1 week ago
bangalore, India Credit Saison India Full timeAbout Credit Saison India Established in 2019, Credit Saison India (CS India) is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability...