Credit Manager
1 week ago
Opportunity for Credit Manager Role
We are seeking a qualified candidate to work with a leading NBFC client in Gujarat, specializing in vehicle loan underwriting.
Key Responsibilities:- Underwriting of Vehicle Loans: Auto loans, used car loans, and commercial vehicle loans require careful evaluation to ensure accurate decision-making.
- Maintaining Timely TAT (Turnaround Time): Our team must adhere to strict deadlines to ensure seamless operations.
- Productivity Management: Geographic-specific targets need to be met to guarantee efficient performance.
- Case Review and Decisioning: Cases are reviewed, and decisions are made on approvals, rejections, or sign-offs, while also ensuring portfolio quality.
- Disbursement Activity Management: A smooth disbursement process is crucial for the success of our business.
- Post-Disbursement Monitoring: Regular checks are performed to maintain portfolio quality as directed by the central team.
- Delinquent Case Minimization: We strive to minimize early delinquency and quick mortality cases.
- Vendor Management: Effective relationships are maintained with vendors to ensure optimal service delivery.
- Stakeholder Coordination: Smooth functioning relies on coordination with local stakeholders.
This role demands a minimum 3 years of experience in underwriting vehicle loans, along with a graduate degree. Suitable candidates should be willing to relocate to Surat, Rajkot, Vadodara, or Ahmedabad in Gujarat. The ideal candidate will have strong analytical skills and excellent communication abilities.
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