VP- Credit

3 weeks ago

mumbai, India First Abu Dhabi Bank Full time

Job Description

Job Purpose:

SA portfolio comprises complex multiproduct / multi-jurisdictional clients with significant cross-network revenue potential. The portfolio is expected to grow rapidly given the APAC strategy. The incumbent needs to be comfortable partnering with senior business counterparts in analysing, reviewing and monitoring large complex transactions (including cross-border) in managing a diverse and complex portfolio. Specific credit and market experience is a key requirement.

Key Accountabilities:

Proactively drive discussions with Product, Coverage Team, other internal stakeholders and clients with the aim to thoroughly understand the rationale and justifications for all credit requests. Ability to rope in and address relevant issues from diverse product and industry perspectives and articulate to relevant stakeholders. Responsible for structuring lending transactions in line with Group appetite. Analyze both quantitative and qualitative factors and ensure annual reviews and credit packages are on schedule and as per the bank’s policies. Spread and analyse financial statements in order to evaluate credit quality and portfolio risk. Recommend appropriate risk rating for the reviewed clients and record analysis and conclusions. Monitor on-going credit developments and compliance to credit conditions and loan agreement (i.e. Timely submission of required documents, market development that may have an impact on clients and the credit portfolio) Prepare financial and cash flow forecasts based on sound and justified assumptions. Manage the credit submission process for the allocated portfolio. Lead the quarterly portfolio analysis and drive action steps to improve the quality of the overall South Asia portfolio. Localise the Group Credit Policy and ensure the local country addendum covers all RBI requirements. Proactively identify propose remedial strategies for problem credits. Meet clients at senior levels (e.g. CFOs) to understand their business and industry, discuss specific transactions, seek general credit updates and formulate a credit opinion and strategy. Coordinate across the region and assist the Credit Team on special projects. Perform ad-hoc duties as assigned by the Bank.

#LI-KD1


Qualifications

Minimum 10+ years’ experience preferably in first class international or major regional banks with a combination of credit analysis, preparation of credit application, risk/team/portfolio management, credit policy or frontline origination. Demonstrated ability to understand and identify key risks/ mitigants at transactional, product & industry sector level Proven financial analysis skills and ability to identify and evaluate credit risks in multiproduct/ multi-jurisdictional transactions. Commercial aptitude, good at spreadsheets, financial modelling and cash flow projections. Strong communication skills, verbal, written and presentation. Effective influencing skills to ensure proper structuring and deal approval across product and credit approval chains. Ability to manage one’s own time effectively and to work under pressure and independently to meet deadlines. Strong problem solving skills and ability to manage regulatory requirements.

  • VP- Credit

    4 weeks ago

    Mumbai, India First Abu Dhabi Bank Full time

    Job Description Job Purpose: SA portfolio comprises complex multiproduct / multi-jurisdictional clients with significant cross-network revenue potential. The portfolio is expected to grow rapidly given the APAC strategy. The incumbent needs to be comfortable partnering with senior business counterparts in analysing, reviewing and monitoring large...

  • AVP/VP - Credit Portfolio Analytics - Bank (7-15 yrs)

    3 weeks ago

    Mumbai, Maharashtra, India iimjobs Full time

    We have opening for AVP / VP Credit Portfolio Analytics with leading MNC Bank.Experience YearsLocation - MumbaiJob Role -•Offering the IBG Head information and experience that adds value by looking at things like profitability, relationship strategy, transaction structure, and balance sheet allocation.In charge of RWA management and credit portfolio...

  • VP Credit

    3 weeks ago

    mumbai, India Antal International Full time

    Job Description Job Description: Oversee the company's credit policies, procedures and processes related to SCF. Develop and review Early Warning System (EWS) reports. Periodic review of portfolio in accordance with current Industry scenario and recent RBI Circular, making amendments to Policy accordingly. Ensuring system automation for...

  • AVP/VP - Data Science & Analytics - NBFC

    3 weeks ago

    Mumbai, India Antal International Full time

    Job DescriptionAVP/VP - Data Science & Analytics(Lending)My Client is a pioneer in the ecosystem-based digital lending for small businesses in India.Role: AVP/VP Data Science & AnalyticsLocation: MumbaiResponsibilities:- Proactively work with business executives and various departmental heads across the business/geographies to provide advanced analytic data...

  • VP NBFC Credit Risk

    1 week ago

    mumbai, India HSBC Full time

    Some careers open more doors than others.  If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. HSBC...

  • VP NBFC Credit Risk

    3 weeks ago

    Mumbai, India HSBC Full time

    Some careers open more doors than others.  If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. HSBC...

  • AVP/VP - Data Science & Analytics - NBFC

    4 weeks ago

    mumbai, India Antal International Full time

    Job Description AVP/VP - Data Science & Analytics(Lending)My Client is a pioneer in the ecosystem-based digital lending for small businesses in India. Role: AVP/VP Data Science & Analytics Location : Mumbai Responsibilities: - Proactively work with business executives and various departmental heads across the business/geographies to provide advanced...

  • VP Credit Supply chain financing and High Value credit

    4 weeks ago

    Mumbai, India The Edge Partnership Full time

    Key responsibilities Oversee the company’s credit policies, procedures, and processes pertaining to Supply Chain Financing (SCF) and High Value Credits (HVC) business segments, ensuring comprehensive risk evaluation and development of necessary risk frameworks. Assume direct responsibility for the credit quality and risk performance of the company...

  • Avp - Stpl Credit Risk

    4 weeks ago

    Mumbai, Maharashtra, India Abacus Consultants Full time

    **12 - 15 years**: **Chartered Accountant (C.A.) | MBA/PGDM**: **Policy - Small Ticket PL- Team Handling**: **35 ~ 38 LPA**: **POSITION DETAILS** **Functional Designation** **Policy Manager - STPL** **Department** **Risk** **Sub Department** **Credit Risk** **HR Grade** **AVP / GM** **Location** **Pune** **Reporting Manager** **VP - Unsecured...

  • AVP/VP – Internal Audit

    3 weeks ago

    mumbai, India Société Générale Assurances Full time

    AVP/VP – Internal Audit (Credit Audits), SG Bank India (Mumbai) Permanent contract|Mumbai|Audit / Control / Quality AVP/VP – Internal Audit (Credit Audits), SG Bank India (Mumbai) Mumbai, India Permanent contract Audit / Control / Quality Responsibilities Job Summary :- In partnership with General Inspection, to...

  • AVP/VP – Internal Audit

    4 weeks ago

    Mumbai, India Société Générale Assurances Full time

    AVP/VP – Internal Audit (Credit Audits), SG Bank India (Mumbai) Permanent contract|Mumbai|Audit / Control / Quality AVP/VP – Internal Audit (Credit Audits), SG Bank India (Mumbai) Mumbai, India Permanent contract Audit / Control / Quality Responsibilities Job Summary :- In partnership with General Inspection, to conduct...

  • Wholesale Credit Risk

    3 weeks ago

    mumbai, India Citi Full time

    Institutional Credit Management (ICM) is an in-business and first Line of Defense (1LoD) function within Citi dedicated to end-to-end wholesale credit risk (WCR) management. ICM covers numerous products, regions, and lines of businesses (LoBs) – all while providing the controls and support necessary to help reduce Citi’s risks. Wholesale Credit Risk...

  • Wholesale Credit Risk

    3 weeks ago

    Mumbai, India Citi Full time

    Institutional Credit Management (ICM) is an in-business and first Line of Defense (1LoD) function within Citi dedicated to end-to-end wholesale credit risk (WCR) management. ICM covers numerous products, regions, and lines of businesses (LoBs) – all while providing the controls and support necessary to help reduce Citi’s risks. Wholesale Credit Risk...

  • Regional Manager

    4 weeks ago

    Mumbai, Maharashtra, India Tech Data Advanced Private Limited Full time

    Job Purpose: This position will oversee the Credit & Collections function of APJ TD SYNNEX's Center of Excellence (CoE) location. This role requires setting up a full-fledged centralized Credit & Collections team to support our businesses across APJ countries. You will lead credit management and analysis, the cash collections process, and ensure teams...

  • Regional Manager

    1 month ago

    Mumbai, India Tech Data Advanced Private Limited Full time

    Job Purpose:   This position will oversee the Credit & Collections function of APJ TD SYNNEX’s Center of Excellence (CoE) location. This role requires setting up a full-fledged centralized Credit & Collections team to support our businesses across APJ countries. You will lead credit management and analysis, the cash collections process, and ensure...

  • Regional Manager

    4 weeks ago

    Mumbai, India TD SYNNEX Full time

    Job Purpose:   This position will oversee the Credit & Collections function of APJ TD SYNNEX’s Center of Excellence (CoE) location. This role requires setting up a full-fledged centralized Credit & Collections team to support our businesses across APJ countries. You will lead credit management and analysis, the cash collections process, and ensure teams...

  • Regional Manager

    4 weeks ago

    Mumbai, India TD SYNNEX Full time

    Job Purpose: This position will oversee the Credit & Collections function of APJ TD SYNNEX’s Center of Excellence (CoE) location. This role requires setting up a full-fledged centralized Credit & Collections team to support our businesses across APJ countries. You will lead credit management and analysis, the cash collections process, and ensure teams...

  • Institutional Credit Management, In-Business QA

    3 weeks ago

    mumbai, India Citi Full time

    Institutional Credit Management (ICM) is an in-business and first Line of Defense (1LoD) function within Citi dedicated to end-to-end wholesale credit risk (WCR) management. ICM covers numerous products, regions and lines of businesses (LoBs) – all while providing the controls and support necessary to help reduce Citi’s risks. The ICM...

  • Institutional Credit Management, In-Business QA – VP – Global Corporates

    4 weeks ago

    Mumbai, India Citi Full time

    Institutional Credit Management (ICM) is an in-business and first Line of Defense (1LoD) function within Citi dedicated to end-to-end wholesale credit risk (WCR) management. ICM covers numerous products, regions and lines of businesses (LoBs) – all while providing the controls and support necessary to help reduce Citi’s risks. The ICM...

  • Wholesale Credit Risk

    4 weeks ago

    mumbai, India Citi Full time

    The role of Citi’s Institutional Credit Management (ICM) function is to provide integrated, end-to-end, management ofwholesale credit and counterparty risk within the first line of the bank. Wholesale Credit Risk In-Business Quality Assurance is an integral part of the ICM organization.  The Wholesale Credit Risk In-Business Quality Assurance function...