Senior Underwriter

1 day ago

Thane, India SitusAMC Full time

Walk-In Drive for Airoli Mumbai on August 30, 2025 (11 AM to 3 PM):


Essential Job Functions:

  • Review and verify loan applications and support documentation.
  • Analyze loan risk and request additional information as necessary.
  • Ensure compliance with regulatory standards.
  • Ensure compliance with company policies and guidelines.
  • Perform required analysis of property appraisal to ensure subject properties meet the company’s appraisal criteria.
  • Determine and document loan conditions, communicate requirements, and/or decisions.
  • Identify portfolio risks resulting from the client's underlying business practices.
  • Document and effectively communicate reasons for the approval/rejection of loans.
  • Effectively partner with Loan Set Up, Compliance Reviewers, Funders, Client Relationship Manager, and other operations staff to ensure smooth and efficient processing of all loans in the pipeline.
  • Such other activities as may be assigned by your manager.


Qualifications/ Requirements:

  • 5+ years of recent US mortgage front-line underwriting (Live loans) experience into Residential Real Estate
  • Experience with compliance review/ Disclosures Preparation/ Closing/ Doc Preparation and/or due diligence (post-close) experience in the residential mortgage industry
  • Demonstrated understanding of mortgage guidelines and policies for VA, FHA, FNMA, FHLMC & USDA
  • Experience analyzing and calculating qualifying income from various tax documents
  • Experience analyzing of credit reports and bank statements calculation of qualifying income from various tax documents,
  • Experience with both AUS and manual underwriting methods including DU and LP.
  • Working knowledge of running and reviewing third party loan-level Fraud Reports (Fraud Guard, Fraud Manager or DRIVE) and experience of working on Non-QM loans would be preferred.
  • High producer with attention to quality
  • Strong commitment to customer service and satisfaction with superior verbal and written communication skills
  • Must be able to work under pressure and meet deadlines, while maintaining a positive attitude


Working Conditions/Perks:

  • Permanent WFO (Mon - Fri)
  • Open to work for night shifts (Night Shift allowance provided)
  • Home Pickup and Home Drop available
  • Competitive salary


Job Location: Unit 301, 3rd floor, Building No.4, Mindspace, Airoli Knowledge Park MIDC, Airoli - West, Navi Mumbai - .

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