Product Management- Associate Product Manager- Lending

5 days ago

Noida, India Paytm Full time

Expectation:

  • Working closely with business, growth, design & cross-functional teams to understand product use cases, customer journeys, business applicability and impact of each use case.

  • Ability to understand different technology platforms, their features and be able to work with solution architects/engineering leads and write detailed product requirement documents, manage future roadmaps and deliverables

  • Own end-to-end product lifecycle for lending journeys onboarding, credit decisioning, disbursement, repayment, and closure.

  • Define and optimize funnels to drive adoption, reduce drop-offs, and improve approval/disbursement rates.

  • Use data to identify bottlenecks, define hypotheses, run experiments (A/B), and track impact.

  • Be involved in what your team is building - Run edge cases, test products proactively and its features to provide feedback early in the cycle, make sure entire journeys are covered, and that product reporting exists to track KPIs for the product and its success (data-driven product management).

  • Use SQL or comparable query languages/excel etc to access, analyze, and validate data independently

  • Track key product and data metrics (OKRs and KPIs), adjusting strategies as needed for product optimization

  • Stay updated with RBI regulations, compliance norms, best industry practices and credit bureau practices.

Superpowers that will help you succeed in this role:

  • Bachelors degree in engineering, computer science and/or related field with MBA from Top Tier colleges

  • Professional experience of 3-5 years in product management

  • Having deep understanding of Lending in Product Management role building credit platform products. Knowledge of Fintech/ BFSI/ Lending domain

  • Solutions orientated within a high-energy and fast-paced work environment

  • Exceptional customer experience intuition; demonstrated success in creating innovative and user-friendly products and customer-facing features

  • Possess excellent oral, written, verbal and interpersonal communication skills

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