Credit Manager

4 weeks ago


hyderabad, India White Force Full time

Job Description:

Qualifications: Bachelor's degree in any field.Key Responsibilities: Maintain delinquency levels below 0.25% through strategic credit management practices. Make timely credit decisions and conduct Probability of Default (PD) and appraisal of caseswithin specified Turnaround Time (TAT). Conduct training sessions for Field Operations Staff (FOS) on KYC (Know Your Customer) anddocumentation procedures to streamline processes and reduce TAT. Demonstrate a comprehensive understanding of legal and technical aspects pertinent to creditmanagement. Ensure strict adherence to product and policy guidelines to minimize audit observations andmaintain compliance. Manage Over The Counter (OTC) and Post Dated Cheques (PDD) effectively to mitigate risks. Maintain regular communication with vendors to ensure timely delivery of reports. Screen files and communicate queries to respective FOS, with necessary copies to Hub CreditHead (HCH). Prepare Credit Appraisal Memos (CAM) and provide assistance to Hub Credit Head in creditevaluations. Ensure accurate OMNI/system entries and compliance with established processes.Desired Competencies: Strong communication, interpersonal, and organizational skills. Proficient analytical and problem-solving abilities. Attention to detail and ability to work effectively in a team environment. Sound knowledge of credit management processes and compliance standards. Proficiency in OMNI/system entries.


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