Risk Analyst

2 weeks ago

Moradabad, India EXL Full time

Role Overview: We are seeking an experienced Credit Risk Strategy Analyst to support and enhance our risk decisioning, portfolio performance, and credit lifecycle strategies. The ideal candidate will have strong expertise in banking risk , advanced SQL/Python skills, and hands-on experience with data visualization tools . This role involves evaluating credit performance, developing risk frameworks, and enabling data-driven insights that strengthen underwriting, portfolio monitoring, and collections strategies. Key Responsibilities: Design, implement, and optimize credit risk strategies across the customer lifecycle, including acquisition, underwriting, account management, and collections. Conduct detailed risk analysis to identify trends, portfolio health indicators, and early warning signals. Develop dashboards and performance reports using visualization tools (Power BI, Tableau, etc.) to support strategic decision-making. Use SQL and Python to extract, manipulate, analyze, and model large datasets from multiple banking and risk systems. Partner with product, policy, analytics, and compliance teams to refine decision rules and strengthen risk governance. Support the creation of risk scorecards and segmentation frameworks for improved credit decisioning. Evaluate performance of existing strategies and recommend enhancements based on data-driven insights. Ensure compliance with internal risk policies, regulatory expectations, and audit requirements. Document analytical outputs, methodologies, and recommendations for leadership review. Required Skills & Experience: 4–8 years of experience in Credit Risk Strategy , Banking Risk, or Risk Analytics. Strong proficiency in SQL for data extraction and transformation. Hands-on experience with Python for analytics, modeling, and automation. Proficiency in data visualization tools (Power BI, Tableau, or equivalent). Solid understanding of credit lifecycle , risk KPIs, and banking risk concepts. Experience working with financial, credit bureau, and behavioral datasets. Strong analytical thinking, problem-solving skills, and stakeholder communication abilities. Preferred Qualifications: Experience in retail lending, digital lending, credit cards, BNPL, or personal loans . Knowledge of risk decision engines , strategy deployment, or rules configuration. Familiarity with regulatory frameworks (RBI guidelines, Basel norms, credit risk governance). Background in statistics, finance, economics, mathematics, or data science .

  • Strategic Credit Risk Specialist

    2 weeks ago

    moradabad, India beBeeRisk Full time

    Job OverviewWe are seeking a seasoned Risk Analyst to join our team. As a key member of our organization, you will be responsible for evaluating credit performance and developing risk frameworks to strengthen underwriting, portfolio monitoring, and collections strategies.Key Responsibilities:Evaluate credit risk and develop risk frameworks to support...

  • Risk and Analytics Professional

    1 week ago

    moradabad, India beBeeDataAnalyst Full time

    Job SummaryWe are seeking a highly skilled and motivated individual to fill the position of Data Analyst Intern. This role will provide opportunities for growth, development, and contribution to our organization's success.About the RoleThis internship will involve delivering risk and/or analytic solutions in the financial services industry. You will work...

  • Strategic Portfolio Analyst

    2 weeks ago

    moradabad, India beBeeInvestment Full time

    Optimizing Investment OutcomesLeading hedge funds and asset managers seek exceptional analysts to collaborate with portfolio managers, risk managers, analysts, and CIOs, and work alongside product, engineering, and data science teams.Key Responsibilities:Work directly with top-tier investment professionals to uncover alpha, beta, and idiosyncratic drivers in...

  • Senior Business Analyst

    4 days ago

    moradabad, India beBeeBusinessAnalyst Full time

    Job OverviewWe are seeking a senior business analyst to lead IT projects in the Pharmacovigilance domain.This role requires expertise in Signal Management and Risk Management platforms.Main ResponsibilitiesTech-Leadership:Oversee requirement workshops, system impact assessments, and end-to-end functional design for PV applications.System Analysis &...

  • Strategic Finance Expert

    6 days ago

    moradabad, India beBeeRisk Full time

    Front-Office Financial Analyst Role OverviewThe Front-Office Financial Analyst will work hand-in-hand with product, engineering, and data science teams to build the future of institutional-grade finance software.Key Responsibilities:Analyze financial reports, market, and asset performance to draw useful takeaways in the frame of an investor.Interpret...

  • Senior Process Transformation Specialist

    6 days ago

    moradabad, India beBeeProcess Full time

    Process Improvement AnalystWe are seeking a skilled Process Improvement Analyst to support our organisation in identifying and resolving challenges within the software development lifecycle.Key Responsibilities:Process AnalysisMap and review the current software development lifecycle, including requirements, design, build, QA/testing, deployment, and...

  • Geo-Political Security Specialist

    1 week ago

    moradabad, India beBeeRisk Full time

    Geopolitical Risk Analyst RoleWe are seeking highly motivated and detail-oriented individuals to fill the position of Geopolitical Intelligence Analysts in the field of security and risk consulting.The GPRA will be responsible for collecting relevant information from multiple sources, monitoring security-related events taking place in specified geographical...

  • Future Portfolio Strategist

    1 week ago

    moradabad, India beBeeInvestment Full time

    Investment Analyst RoleAbout the Internship:We are seeking a talented and motivated student intern to work on cutting-edge projects involving investment advisory, portfolio management, asset allocation, and risk profiling.The internship is designed to provide practical exposure to investment advisory simulation. As an Investment Analyst, you will engage in...

  • Financial Data Analyst

    1 week ago

    moradabad, India beBeeDataScience Full time

    Enhance your skills in risk analysis and data science by joining our analytics team.About the Role:Deliver impactful risk and analytic solutions across various financial sectorsCollaborate with product management, data science, and engineering teams to drive implementation of strategic plansMaintain efficient project timelines and ensure timely delivery of...

  • Operational Excellence Specialist

    2 weeks ago

    moradabad, India beBeeCompliance Full time

    Drive Operational Excellence and Compliance Across the OrganizationThe Process Analyst is a key contributor to driving operational excellence, regulatory compliance, and continuous improvement across the organization. This role sits at the intersection of process improvement, regulatory compliance, and risk management, with a specific focus on supporting...