Mortgage loan processor

1 week ago

Jaipur, India Talentgigs Full time

JOB TITLE: U. S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45 Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan applications, ensuring all required documents are complete and accurate. ➢ Assess the borrower's credit history, employment, income, and debt levels. ➢ Confirm the property's value through appraisal reports. Credit and Financial Analysis: ➢ Evaluate credit reports to determine the borrower's creditworthiness. ➢ Analyse financial statements, tax returns, pay stubs, and other income documentation. ➢ Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios. Property Valuation Review: ➢ Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation. Compliance and Risk Assessment: ➢ Ensure loans comply with all federal, state, and local regulations. ➢ Adhere to company policies and guidelines. ➢ Identify potential risks and assess the overall risk level of the loan. Essential skills and requirements: • Any bachelor’s degree. • Proven experience in mortgage processing or underwriting. • Strong knowledge of mortgage industry regulations and procedures. • Excellent analytical and problem-solving skills. • Detail-oriented with exceptional organizational abilities. • Proficiency in using mortgage processing software and financial tools. • Effective communication and interpersonal skills . • Ability to work efficiently under pressure and meet tight deadlines. • Solid understanding of financial statements and credit reports. • Certification in mortgage underwriting or related fields is a plus.

  • Mortgage Loan Officer

    10 hours ago

    Jaipur, India martOnline Full time

    Experience as a mortgage loan officer or in a similar role - Previous experience in sales or customer support is an asset - Working knowledge of mortgage loan computer software (e.g. Calyx Point) - Ability to handle confidential information - Great mathematical and analytical skills - Attention to detail - Reliability and honesty - A valid license is a...

  • Sales Officer

    4 days ago

    Jaipur, India IKAMATE HR PVT LTD Full time

    Urgent Opening For Home Loan & Mortgage loan Department !! Position : Sales Officer( Mortgage, LAP, HL, Non Banking Products Sales ) Education : Any Graduate Job Location : Jaipur, Bhiwadi, Jodhpur, Ganganagar, Udaipur, Jhunjhunu, Ajmer, Experience: Fresher to 5 Salary : 1.4 - 2.10 CTC pa + Incentive Pay: ₹140,000.00 - ₹210,000.00 per...

  • Sales Manager – Loan Against Property

    1 week ago

    Jaipur, Rajasthan, India Kotak Mahindra Bank Full time ₹ 8,00,000 - ₹ 24,00,000 per year

    Sales Manager-Mortgages Bharat Business-Bharat Business Loans-Marketing Branches Ops Job Description: Sales Manager – LAP & Affordable Housing Job Overview We are looking for an experienced Sales Manager – Loan Against Property (LAP) & Affordable Housing to drive sales, manage a high-performing team, and expand our market presence. The ideal...

  • Sales Executive-Loan Against Property-Sales

    1 week ago

    Jaipur, Rajasthan, India Kotak Mahindra Bank Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    DescriptionManage sales for Loan against Property business from cross channel and open marketEnsure unilateral growth by adding new BranchesManage and grow the Direct Sales team and focus on increased ProductivityMarketing and encashing catchment areasMeeting HNI clients and explaining various products related to Loan against property/HF/ Working...

  • Sales - Loan Against Property (LAP)

    2 days ago

    Jaipur, Mandsaur, Ratlam, India Tminputs And Services Full time ₹ 4,08,000 - ₹ 8,16,000 per year

    * LAP/Mortgage -Sales Jobs for Mandsaur & Ratlam*Experience Min 1yr in LAP /Mortgage Loan/Secured ProductRate of interest(ROI) 15% -24%Salary : 3.4LPA + Incentives + Petrol AllowanceBenefits: Medical Insurance + GPA + PFIncentives: Rs. 1340 for every Lakh disbursed (Minimum Threshold 7 Lakhs disbursement)For every 1 lac you have a potential of 1340 Rs which...

  • Rl - Mortgages:zonal Sales Manager - Prime Mortgages- Branch

    2 weeks ago

    Jaipur, Rajasthan, India Axis Bank Full time

    RL - Mortgages - Zonal Sales Manager - Prime Mortgages- Branch About the Business Group The Mortgages department is a part of the Retail Lending business of the bank and offers Home Loans and Loan against Property to all categories of customers Pan India About the Role This is a leadership role responsible for achieving business goals optimizing...

  • Sales Manager/ Sales officer

    4 days ago

    Jaipur, Rajasthan, India Bajaj Housing Finance Full time ₹ 2,00,000 - ₹ 6,00,000 per year

    Roles and ResponsibilitiesManage a team of sales professionals to achieve targets in home loans, mortgage loans, housing loan, connectors, builder finance, DSA & direct sales.Build strong relationships with clients and stakeholders through excellent communication skills.Develop and implement effective strategies to increase sales revenue growth.Ensure...

  • Process Associate- Mortgage

    6 days ago

    Jaipur, Rajasthan, India Genpact Full time ₹ 4,00,000 - ₹ 8,00,000 per year

    Process Associate- Mortgage-INS Ready to shape the future of work? At Genpact, we don't just adapt to change—we drive it. AI and digital innovation are redefining industries, and we're leading the charge. Genpact's AI Gigafactory, our industry-first accelerator, is an example of how we're scaling advanced technology solutions to help global...

  • Process Associate, Mortgage

    6 days ago

    Jaipur, Rajasthan, India Genpact Full time

    Genpact (NYSE: G) is a global professional services and solutions firm delivering outcomes that shape the future. Our 125,000+ people across 30+ countries are driven by our innate curiosity, entrepreneurial agility, and desire to create lasting value for clients._**_ _**_Powered by our purpose - the relentless pursuit of a world that works better for people...

  • Process Associate, Mortgage

    2 days ago

    Jaipur, Rajasthan, India Genpact Full time

    Genpact (NYSE: G) is a global professional services and solutions firm delivering outcomes that shape the future. Our 125,000+ people across 30+ countries are driven by our innate curiosity, entrepreneurial agility, and desire to create lasting value for clients._**_ _**_Powered by our purpose - the relentless pursuit of a world that works better for people...