Zonal Credit Manager

Found in: Whatjobs IN C2 - 3 weeks ago


west bengal, India Waytogo Consultants Full time
ROLES & RESPONSIBILITIES
Lead, mentor, and manage a team of credit analysts, ensuring efficient credit appraisal processes and adherence to policies.
Develop and implement credit risk assessment strategies for retail loan applications.
Analyze financial statements, credit bureau reports, and other borrower information to determine creditworthiness.
Recommend loan approvals, rejections, or adjustments based on credit risk assessment.
Monitor and maintain the overall quality of the retail loan portfolio within the zone.
Identify and mitigate potential credit risks within the retail loan portfolio.
Stay updated on market trends, economic conditions, and regulatory changes impacting retail lending.
Liaise with various internal stakeholders, including sales, operations, and collections teams.
Ensure adherence to all regulatory guidelines and credit policies set by the organization
JOB DETAILS
Job Type: Full time
Locality: Kolkata
Min Salary: 25 Lakh
Max Salary: 40 Lakh
Experience: 15 Years
Eligibility: C.A
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