Financial Analyst- Investor Relations

3 weeks ago


Bangalore Urban, India Ujjivan Small Finance Bank Full time

POSITION DESCRIPTION





JOB TITLE

Financial Analyst

GRADE

SM





DEPARTMENT

F & A

LOCATION

HO





SUB-DEPARTMENT


TYPE OF POSITION

Full-time





REPORTS TO

National Manager – Financial Planning

REPORTING INTO

NA






ROLE PURPOSE & OBJECTIVE


Responsible to prepare the long term business plans, business strategy, yearly business budget & forecasts in collaboration with the Business teams.


SIZE OF THE ROLE


FINANCIAL SIZE

NON-FINANCIAL SIZE

  • CAPEX / OPEX Budgets resting with the role
  • Total Buying / Procurement
  • Total Revenue
  • Portfolio Managed
  • Number of vendors / consultants
  • Number of portfolio products
  • Volume of products and services
  • Quantity of equipment / stocks / projects / etc.
  • Credit files received / underwritten
  • Volume of new hires onboarded
  • Volume of recruitment etc .



KEY DUTIES & RESPONSIBILITIES OF THE ROLE



Business/ Financials

  • Industry Analysis and Competitor Study: Conducting a competitor study and industry analysis in partnership with sales and marketing team to gather relevant information for business strategy and plan formulation. Tracking the competitor closely and proposing key take away for Ujjivan.
  • Business Planning and Budgeting: Preparing the long term business plans, business strategy, yearly business budget & forecasts in collaboration with the Business teams.
  • Tracking of Business & Revenues: Publishing and analyzing relevant dashboards highlighting the performance of the business against the target/budget. Analyzing the performance of the different business units and highlighting the performers and non-performers. Assist business leaders in developing an action plan for the non-performers. Track revenues.

Customer

  • Attend and assist to any related queries for customers
  • Must have fair understanding of Taxation laws & should assist in interpretation of law to drive projects that has an impact on the Bank / it’s businesses
  • Must be able to guide Operations, IT, Business teams for any needful actions to be undertaken pursuant to any new requirements / changes in existing requirements per laws


Internal Process

  • Process Improvement: Understanding the current processes followed by the bank and suggest improvement to develop efficiency. Also developing and reviewing new business processes as per the strategic goals of Ujjivan.
  • Cost Management and Cost Control: Tracking the costs of various verticals against budget and performing the variance analysis. Also suggesting alternatives to optimize the costs incurred to improve profitability.


Learning & Innovation

  • To keep oneself up to date on relevant laws
  • To complete all online learning modules on time
  • To complete the self-assessment on time




  1. MINIMUM REQUIREMENTS OF KNOWLEDGE & SKILLS




Educational

Qualifications

MBA(Finance)/ CA/ CFA



Experience

Minimum 1 year experience in financial analysis or Investor Relations in a Bank/Financial Institution/ advisory firm



Certifications

NA



Functional Skills

Strong accounting & tax background

Fair Understanding of Taxation laws (Income Tax & GST)

Expert in handling voluminous data & hands on experience with MS Office



Behavioral Skills

Adequate analytical skills

Keen learning ability

Strong verbal and written communication

Time Management skills

Crisis Management skills

Strong negotiation skills



Competencies Required

Planning & Organizing

Driving Execution

Collaboration





KEY INTERACTIONS


INTERNAL

EXTERNAL

Business / Product team

Operations team

IT team

Finance & Accounts team

Audit team

Risk team

Income Tax Department

GST Department

Customers

Vendors



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