Policy Head – Supply Chain Finance
3 weeks ago
FunctionPolicy - Supply chain FinanceJob PurposeTo define, implement, and govern credit and risk policies for the Supply Chain Finance (SCF) business at Godrej Finance Ltd, ensuring sustainable growth with robust portfolio quality. The role is responsible for designing credit frameworks, risk parameters, and operational policies for anchors, vendors, and dealers, while balancing business objectives with compliance, governance, and regulatory requirements.RolePolicy Design & Governance- Develop, review, and update credit & risk policies for SCF products (vendor financing, dealer/distributor financing, bill discounting, payables/receivables financing).- Define risk acceptance criteria, credit norms, exposure limits, and approval matrices for anchors and ecosystems.- Establish operational guidelines, documentation standards, and process flows for SCF transactions.- Build a governance framework for continuous monitoring of portfolio health.Risk Management- Identify, assess, and mitigate risks across anchors, vendors, and dealers.- Work closely with credit and business teams to structure policies that enable business while safeguarding risk.- Ensure portfolio diversification and monitor risk concentration at anchor/sector levels.- Implement early warning systems and risk triggers for proactive portfolio management.Compliance & Regulatory Alignment- Ensure all SCF policies comply with RBI guidelines, regulatory requirements, and internal audit norms.- Conduct periodic audits and reviews to ensure adherence to policy.- Maintain documentation for internal and external regulatory reporting.Cross-Functional Collaboration- Partner with Business, Credit, Operations, and Product teams to ensure smooth implementation of policies.- Support technology integration by defining policy rules for digital underwriting and automated decisioning engines.- Provide policy training to credit managers and business teams.Strategic Contribution- Provide risk insights and policy recommendations to senior leadership for SCF strategy.- Monitor industry trends, competitor practices, and regulatory changes to proactively refine policies.- Enable scalable, tech-driven, and sustainable policy frameworks.Qualification & experience- CA / MBA (Finance) or equivalent professional qualification.- 10–15 years of experience in credit policy, risk management, or underwriting in SCF, working capital, or trade finance.- Strong knowledge of RBI regulations, governance frameworks, and credit policy formulation.- Exposure to digital SCF platforms, automated underwriting, and fintech collaborations preferred.Essential skills- Deep understanding of SCF products, credit risk, and portfolio management.- Strong policy drafting and governance skills.- Analytical and data-driven decision-making capability.- High attention to detail and regulatory acumen.- Excellent stakeholder management and communication skills.- Ability to balance business growth with prudent risk management.Ideal candidate (in terms of current role/ organization/ industry)- Head/Deputy Head – Credit Policy in Banks, NBFCs, or Fintech.- Risk/Policy Lead for SCF, SME, or Working Capital lending.- Senior Underwriting Manager with policy formulation exposure.
-
Policy Head – Supply Chain Finance
4 weeks ago
Mumbai, India Godrej Capital Full timeFunctionPolicy - Supply chain FinanceJob PurposeTo define, implement, and govern credit and risk policies for the Supply Chain Finance (SCF) business at Godrej Finance Ltd, ensuring sustainable growth with robust portfolio quality. The role is responsible for designing credit frameworks, risk parameters, and operational policies for anchors, vendors, and...
-
Policy Head – Supply Chain Finance
3 weeks ago
Mumbai, India Godrej Capital Full timeFunction Policy - Supply chain Finance Job Purpose To define, implement, and govern credit and risk policies for the Supply Chain Finance (SCF) business at Godrej Finance Ltd, ensuring sustainable growth with robust portfolio quality. The role is responsible for designing credit frameworks, risk parameters, and operational policies for anchors, vendors, and...
-
Policy Head
3 weeks ago
Mumbai, India Godrej Capital Full timeFunction Policy - Supply chain Finance Job Purpose To define, implement, and govern credit and risk policies for the Supply Chain Finance (SCF) business at Godrej Finance Ltd, ensuring sustainable growth with robust portfolio quality. The role is responsible for designing credit frameworks, risk parameters, and operational policies for anchors, vendors, and...
-
Policy Head
2 weeks ago
mumbai, India Godrej Capital Full timeFunction Policy - Supply chain Finance Job Purpose To define, implement, and govern credit and risk policies for the Supply Chain Finance (SCF) business at Godrej Finance Ltd, ensuring sustainable growth with robust portfolio quality. The role is responsible for designing credit frameworks, risk parameters, and operational policies for anchors, vendors, and...
-
Policy Head – Supply Chain Finance
1 week ago
Mumbai, Maharashtra, India Godrej Capital Full time ₹ 20,00,000 - ₹ 25,00,000 per yearFunctionPolicy - Supply chain FinanceJob PurposeTo define, implement, and govern credit and risk policies for the Supply Chain Finance (SCF) business at Godrej Finance Ltd, ensuring sustainable growth with robust portfolio quality. The role is responsible for designing credit frameworks, risk parameters, and operational policies for anchors, vendors, and...
-
Policy Head – Supply Chain Finance
4 weeks ago
Mumbai, Maharashtra, India, Maharashtra Godrej Capital Full timeFunctionPolicy - Supply chain FinanceJob PurposeTo define, implement, and govern credit and risk policies for the Supply Chain Finance (SCF) business at Godrej Finance Ltd, ensuring sustainable growth with robust portfolio quality. The role is responsible for designing credit frameworks, risk parameters, and operational policies for anchors, vendors, and...
-
Head of Supply Chain Finance
2 weeks ago
Mumbai, India Godrej Capital Full timeFunction Policy - Supply chain Finance To define, implement, and govern credit and risk policies for the Supply Chain Finance (SCF) business at Godrej Finance Ltd, ensuring sustainable growth with robust portfolio quality. The role is responsible for designing credit frameworks, risk parameters, and operational policies for anchors, vendors, and dealers,...
-
Business Head
5 days ago
Mumbai, India Godrej Capital Full timeFunction Business / Supply chain Finance To lead, build, and scale the Supply Chain Finance business at Godrej Finance Ltd by defining strategic direction, driving anchor and ecosystem partnerships, and ensuring profitable growth with robust governance. The role is accountable for P&L ownership, product innovation, digital enablement, and portfolio quality,...
-
Business Head
4 weeks ago
Mumbai, India Godrej Capital Full timeFunctionBusiness / Supply chain FinanceJob PurposeTo lead, build, and scale the Supply Chain Finance business at Godrej Finance Ltd by defining strategic direction, driving anchor and ecosystem partnerships, and ensuring profitable growth with robust governance. The role is accountable for P&L ownership, product innovation, digital enablement, and portfolio...
-
Business Head
2 weeks ago
Mumbai, India Godrej Capital Full timeFunction Business / Supply chain FinanceJob PurposeTo lead, build, and scale the Supply Chain Finance business at Godrej Finance Ltd by defining strategic direction, driving anchor and ecosystem partnerships, and ensuring profitable growth with robust governance. The role is accountable for P&L ownership, product innovation, digital enablement, and portfolio...
