See more Collapse

Credit Documentation/Operations

1 month ago

mumbai, India Riverforest Connections Private Limited Full time

CREDIT OPERATIONS (Shift - APAC and MEA)

About Business line/Function:

The Credit Administration team in company's is responsible in

  • Documentation control to ensure that terms & conditions of Facility Documents conform to credit decision and legal requirement.
  • Validate fulfilment of conditions precedent, control limit availability in systems (Atlas II and CAT) in conformity to credit decisions and documentations, follow up on condition subsequent, documents/temporary waiver
  • To certify/validate the risk data integrity in risk systems, Atlas II, RGM, CAT, and CRF in conformity with credit decision and of risk data related to Guarantors and guarantee records.
  • To regularly report and monitor any anomalies in legal documentation and expiry date of legal documentation.
  • To alert Risk Corporate, Business Head and Management on any indication of drift of risk profile during the control missions
  • Contribute to successful delivery of systems and control reports enhancement with adequate UATs
  • Promote and contribute to the implementation of a common culture and approach within CTM, and promote individual initiative, autonomy and versatility

Position Purpose:

The position is located in company's (India) and report to Manager 

CTM is responsible for ensure credit approvals and credit reviews are updated/documented in a timely manner.

Responsibilities:

  • Preparation of credit and security documents in line with the credit approvals 
  • Documentation control to ensure that terms & conditions of Facility Documents conform to credit decision and legal requirement.
  • Validate fulfilment of conditions precedent, control limit availability in systems (Atlas II and CAT) in conformity to credit decisions and documentations, follow up on condition subsequent, documents/temporary waiver
  • Validate the framework of required covenants in the 'Covenant Manager' tool, against executed credit agreements
  • To certify/validate the risk data integrity in risk systems, Atlas II, RGM, CAT, and CRF in conformity with credit decision and of risk data related to Guarantors and guarantee records
  • To regularly report and monitor any anomalies in legal documentation and expiry date of legal documentation.
  • To alert Risk Corporate, Business Head and Management on any indication of drift of risk profile during the control missions
  • Contribute to successful delivery of systems and control reports enhancement with adequate UATs
  • Promote and contribute to the implementation of a common culture and approach within CTM, and promote individual initiative, autonomy and versatility
  • After reception of signed legal documents
  • In cases where required, prepare additional documents (e.g. registration form for security documents, tenancy consent letter), invoice for set-up fees, memo to relevant department to arrange retrocession payment, etc.
  • Collection and follow-up of various fees such as renewal, commitment and upfront fees,.
  • Input of the guarantee data in the Received Guarantee Module and keep up to date the data for all credit facilities
  • Input covenant framework and testing result in the Covenant Manager tool
  • Input required audit financial statement for both customers and guarantors and follow up with Business/ CA to ensure receipt of required audit financial statement

  • Analyse credit committee decisions and ensure credit review updates are transposed and updated into respective systems.

  • Ensure control checklists are adequately prepared.
  • Monitoring of genuine excess or exceptions for financing métiers products 
  • Ensure all monitoring and data control Reports (excess, covenants, utilizations, watchlist ETC…) are adequately prepared, tracked and monitored.

 

Data maintenance in the systems for MEA

- Input and update credit risk data in bank accounting system and FX limits based on credit approval output.

- Input and update overdraft rates in bank accounting system based on credit approval output.

- Maintenance of monthly KPI reporting/ dashboard

- Input required audit financial statement for both customers and guarantors and follow up with Business/ CA to ensure receipt of required audit financial statement

 

 Ad-hoc tasks

  • Contribute to successful delivery of systems and control reports enhancement with adequate UATs
  • Participate and contribute local/regional/global projects
  • Contribution to Regulatory/IG audits
  • Participate and contribute to BCP

 Contributing Responsibilities

  • To alert Risk Corporate, Business Head and Management on any indication of drift of risk profile during the control missions
  • Promote and contribute to the implementation of a common culture and approach within ITO 3C, and promote individual initiative, autonomy and versatility
  • Possess a culture of accountability and discipline for management of credit risk data quality
  • Clear understanding of data definition in order to secure the data quality 
  • Direct contribution to company's operational permanent control framework.
  • Comply with regulatory requirements and internal guidelines

 

We have other current jobs related to this field that you can find below

  • Credit Documentation/Operations

    2 weeks ago

    Mumbai, Maharashtra, India Riverforest Connections Private Limited Full time

    CREDIT OPERATIONS (Shift - APAC and MEA) About Business line/Function: The Credit Administration team in company's is responsible in Documentation control to ensure that terms & conditions of Facility Documents conform to credit decision and legal requirement. Validate fulfilment of conditions precedent, control limit availability in systems (Atlas II...

  • Associate Credit Documentation

    2 weeks ago

    Mumbai, Maharashtra, India HSBC Full time

    Some careers open more doors than others. If you're looking to unlock new job opportunities, take a look at the possibilities right on your doorstep here at HSBC. Role Context The Credit Documentation & Life Cycle Management team (CDLM) has a range of responsibilities overseeing the provision of post credit approval activities and supporting the...

  • Analyst Credit Documentation

    2 weeks ago

    Mumbai, Maharashtra, India HSBC Full time

    Some careers open more doors than others. If you're looking to unlock new job opportunities, take a look at the possibilities right on your doorstep here at HSBC. Role Context We are seeking a detail-oriented and organized individual to join our Credit Documentation and Life Cycle Management Team. This role will involve managing the documentation...

  • Zonal Credit Manager(LAP)

    2 weeks ago

    Mumbai, Maharashtra, India Credit Saison India Full time

    Job Responsibilities: Appraising proposals for LAP (ticket size upto Rs.1 cr) both fund based & non fund based, conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies Supervising, controlling delinquency and credit loss Monitoring of loan...

  • Credit Underwriter

    2 weeks ago

    Mumbai, Maharashtra, India CREDIT FAIR Full time

    Roles & Responsibilities Ability to identify and make recommendations for approval policy exceptions. Analysing borrower data and trends while bringing a continuous improvement mindset to deliver a better experience and scale our operations. Evaluating the creditworthiness of potential customers. Ensuring all loans and lending procedures comply with...

  • Credit Operations

    2 weeks ago

    Mumbai, Maharashtra, India Riverforest Connections Full time

    SR. ASSOCIATE - CREDIT OPS APACAbout Business line/Function:The Credit Administration team is responsible in1. _Administrative and operational tasks for bilateral and syndicated loans to ensure that they are performed in a proper and efficient manner_. Ensure deal conformity in regards to the Credit Committee decision.Data Control Quality:Ensure credit risk...

  • Credit Underwriter

    3 weeks ago

    Mumbai, India CREDIT FAIR Full time

    **Roles & Responsibilities** - Ability to identify and make recommendations for approval policy exceptions. - Analysing borrower data and trends while bringing a continuous improvement mind-set to deliver a better experience and scale our operations. - Evaluating the creditworthiness of potential customers. - Ensuring all loans and lending procedures comply...

  • Associate Credit Documentation

    3 weeks ago

    mumbai, India HSBC Full time

    Some careers open more doors than others. If you’re looking to unlock new job opportunities, take a look at the possibilities right on your doorstep here at HSBC. Role Context The Credit Documentation & Life Cycle Management team (CDLM) has a range of responsibilities overseeing the provision of post credit approval activities and supporting...

  • Associate Credit Documentation

    4 weeks ago

    Mumbai, India HSBC Full time

    Some careers open more doors than others. If you’re looking to unlock new job opportunities, take a look at the possibilities right on your doorstep here at HSBC. Role Context The Credit Documentation & Life Cycle Management team (CDLM) has a range of responsibilities overseeing the provision of post credit approval activities and supporting the...

  • Analyst Credit Documentation

    4 weeks ago

    Mumbai, India HSBC Full time

    Some careers open more doors than others. If you’re looking to unlock new job opportunities, take a look at the possibilities right on your doorstep here at HSBC. Role Context We are seeking a detail-oriented and organized individual to join our Credit Documentation and Life Cycle Management Team. This role will involve managing the documentation...

  • Credit Operations

    2 weeks ago

    Mumbai, Maharashtra, India Luhariwala Finance and Investment Private Limited Full time

    Key ResponsibilitiesCredit underwriting by evaluating the financial status and assessing credit worthiness of the borrowers,To check that the executed documents - both loan & collateral documents - are in line with the sanctioned terms.Ensure compliance to all Audit / NHB regulations as well as processes, policies and reports as per company designed...

  • Credit Operations

    3 weeks ago

    Mumbai, Maharashtra, India Luhariwala Finance and Investment Private Limited Full time

    Key Responsibilities 1. Credit underwriting by evaluating the financial status and assessing credit worthiness of the borrowers, 2. To check that the executed documents - both loan & collateral documents - are in line with the sanctioned terms. 3. Ensure compliance to all Audit / NHB regulations as well as processes, policies and reports as per company...

  • Legal- Credit Documentation

    2 months ago

    Mumbai, India V-Konnect Associates Full time

    Reference Code: - VK22789 - Job Title: **Legal - Credit Documentation** - Category: - Job Description: - To provide legal support to the various business verticals of the Bank on vetting, drafting and negotiating credit facility, security and ancillary documents to safeguard the interest of the Bank and to ensure legally secure documentation for the...

  • Legal- Credit Documentation vk22789

    2 weeks ago

    Mumbai, Maharashtra, India V-Konnect Associates Full time

    Reference Code: VK22789 Job Title:**Legal Credit Documentation* Category: Job Description: To provide legal support to the various business verticals of the Bank on vetting, drafting and negotiating credit facility, security and ancillary documents to safeguard the interest of the Bank and to ensure legally secure documentation for the credit transactions of...

  • Officer- Credit Control

    3 weeks ago

    Mumbai, India ÆON Credit Service India Full time

    **Duties and responsibilities**: - Understanding of CIBIL and other checks performed to check customer's credibility. - Financial Responsibilities Assessment of customers sourced by the Sales team in line with the credit policy, determine deviations and exceptions and provide decision. - Assess the customers based on customer documents, FI report, Sales...

  • Credit Operation Executive

    2 months ago

    Mumbai, Maharashtra, India LiquiLoans Full time

    Credit Ops Team is involved in Post Approval checks for System Decisioned Cases, Operational tasks related to Credit, Assessment of Loan Application which includes TVR (Telephonic verification), Analysis of profile, Documents and financial parameters, Pay: ₹18,000.00 - ₹20,000.00 per month Schedule: - Day shift Application Question(s): - what is...

  • Credit Operation Executive

    2 days ago

    Mumbai, Maharashtra, India LiquiLoans Full time

    Credit Ops Team is involved in Post Approval checks for System Decisioned Cases, Operational tasks related to Credit, Assessment of Loan Application which includes TVR (Telephonic verification), Analysis of profile, Documents and financial parameters, Pay: ₹18,000.00 - ₹20,000.00 per month Schedule: - Day shift Application Question(s): - what is...

  • Credit Operation Executive

    1 week ago

    Mumbai, Maharashtra, India LiquiLoans Full time

    Credit Ops Team is involved in Post Approval checks for System Decisioned Cases, Operational tasks related to Credit, Assessment of Loan Application which includes TVR (Telephonic verification), Analysis of profile, Documents and financial parameters, **Salary**: ₹18,000.00 - ₹20,000.00 per month Schedule: - Day shift Application Question(s): - what...

  • Credit or Operations Executive

    3 weeks ago

    Mumbai, India investment trust of india Full time

    Job Description: - KYC checking and authentication - Loan sanctioning and disbursement - Maintaining TAT - Ensure documentation done as per credit policy Work experience in MIS - 1-3years **Salary**: ₹10,000.00 - ₹15,000.00 per month Ability to commute/relocate: - Mumbai, Maharashtra: Reliably commute or planning to relocate before starting work...

  • Associate 1/senior Associate

    1 week ago

    Mumbai, Maharashtra, India BNP Paribas Full time

    ASSOCIATE 1/SENIOR ASSOCIATE - CREDIT DOCUMENTATION - APAC (JOB NUMBER: BNP024613) About BNP Paribas India Solutions: Established in 2005, BNP Paribas India Solutions is a wholly owned subsidiary of BNP Paribas SA, European Union’s leading bank with an international reach. With delivery centers located in Bengaluru, Chennai and Mumbai, we are a 24x7...