Hiring For Credit Analyst

Roles and Responsibilities JOB SUMMARY
Responsible for diligent credit underwriting of proposals of NBFCs / FIGs as per bank
policy, maintaining quality portfolio by efficient processing of all credit proposals & post
disbursement credit control. Ensuring timelines in credit appraisal as per policy of the
Bank. Close and effective coordination with other departments.
KEY RESPONSIBILITIES
Conducting CIBIL and other checks and internal dedupe as per process.
Analyzing proposals received from business/sales team and raising and resolving
queries as appropriate.
Conducting pre-appraisal senior management meetings and branch visit
Preparation of credit appraisal memo for term loans to NBFCs / FIGs covering
various key aspects of Management, Financial, Operational, Portfolio reviews and
PAR, Cashflows analysis, Dedupe, etc. within acceptable TAT delivery.
Recommend appropriate loan amount and present the loan proposal to the credit
committee.
Preparation of draft sanction letter covering all key conditions stipulated.
Conduct loan utilization checks and monitoring visits at periodic frequency
Follow-up with delinquent clients including assessing ongoing early warning signals
of existing clients.
Any other work assigned from time to time.

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