Credit Risk

1 week ago


bangalore, India JPMorgan Chase & Co. Full time

Morgan Wealth Management, is a global leader in investment and wealth management. Its clients include institutions, high-net-worth individuals and retail investors in every major market throughout the world. The division offers investment management across all major asset classes including equities, fixed income, alternatives, multi-asset and money market funds. For individual investors, the business also provides retirement products and services, brokerage and banking services including trusts and estates, loans, mortgages and deposits.

As an Associate on the Securities Based Lending Team (SBL), you will support the client need for lines of credit based on the quality and diversification of their asset portfolio. The group combines a focus on credit worthiness along with evaluation of collateral holdings as part of the underwriting process.

Job Responsibilities:

Prepare the analysis of a client prior to underwriting, including but not limited to pulling client credit, generating a collateral analysis and overall preparation for grading and pricing the loan. Review lines of credit on an annual basis and building recommendations for renewal or modification as required. Analyze of client data across multiple systems and preliminary review for criteria for credit. Review and preparing loan documentation with high accuracy Review documentation for consistency with federal and local regulations.

Required qualifications, capabilities and skills:

Strong interpersonal skill, especially with business partners.  Excellent communication skills with various levels within the organization.  Ability to review processes and recommend process improvements. Strong understanding of controls and their importance to an error free environment. Intermediate Microsoft Office skills; particularly Excel, Word and SharePoint. Adobe Acrobat / PDF editor skill set preferred. Ideal candidate will possess a working knowledge of the financial markets and their asset vehicles including but not limited to Mutual Funds, Equities, Fixed Income and Municipals. Ideal candidate will have experience with Underwriting, Credit Risk and/or Collateral Valuation. Bachelor degree required.

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