Senior Credit Analyst
4 days ago
Hi,
We are hiring
Profile - Credit Analyst
Company – CA Firm
CTC – 10-12 LPA
Qualification – MBA, CA Inetr
Location – Goregaon east, Mumbai
Experience – 8 Yrs
If interested please share CV on (Subject line - Credit Analyst)
Job Summary: The Senior Credit Analyst is responsible for evaluating the creditworthiness of potential and existing clients, providing insights to mitigate risks, and making informed recommendations to management regarding credit approvals and limits. The role involves analyzing financial statements, assessing economic conditions, and monitoring credit risk to ensure sound lending decisions.
Key Responsibilities:
1. Assess the creditworthiness of individuals, companies, or investment opportunities by analyzing financial data and credit reports.
2. Prepare comprehensive credit risk analysis reports and present findings to senior management.
3. Monitor and review credit portfolios to ensure compliance with internal policies and external regulations.
4. Conduct industry and market research to identify potential risks and opportunities.
5. Collaborate with loan officers, risk managers, and other departments to develop credit strategies.
6. Stay informed about economic trends and changes in financial markets to anticipate credit risks.
7. Recommend adjustments to credit limits, terms, and loan structures as necessary.
8. Maintain strong relationships with clients and stakeholders to ensure accurate and timely information.
Required Qualifications:
1. Bachelor's degree in Finance, Accounting, Economics, or related field.
2. Minimum of 8+ years of experience in credit analysis or related field.
3. Strong knowledge of financial analysis, risk management, and credit evaluation.
4. Proficiency in financial modeling, credit assessment tools, and Microsoft Excel.
5. Strong attention to detail and ability to work with complex financial data.
6. Excellent communication and interpersonal skills.
Regards,
Neha Khandelwal
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