Officer - Credit Risk Analyst - ICG Risk Analysis (IRAU)

1 week ago


mumbai, India 12542 Citicorp Services India Private Limited Full time

ICG Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management (“ICM”) organization. The IRAU’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICG Risk and Banking, Capital Markets and Advisory’s (BCMA) shared commitment to ensuring the safety and soundness of wholesale lending across ICG.

ICG Risk Analysis Credit Risk Analysts are responsible for a portfolio of ICG Risk Relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio & Industry Reviews and Stress Testing.

This role has responsibility for the portfolio of Transportation and Industrials Relationships and the role reports directly to the ICG Risk Analysis (IRAU) Transportation and Industrials Credit Risk Team Lead.

Key Responsibilities:

Assess the credit and financial strength of Citi’s counterparts by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to IRAU Team Leads, ICG Risk and BCMA partners Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios Support ICG Risk Analysis Voice of the Employee (VOE) initiatives Travel (less than 10%)

Knowledge/Experience:

Fundamental analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues Demonstrates basic knowledge of financial statements and GAAP accounting or similar governance relating to country of operation Displays basic industry research capabilities, including risk and key drivers Basic understanding of Credit Policy and procedures; proactively refers to resources as needed Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly

Skills/Competencies:

Assists colleagues in identifying stretch opportunities to elevate individual and team performance Proven culture carrier Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority Microsoft Office (Word, Excel, and PowerPoint) skills

Qualifications:

BA/BSc or higher degree in Business (MBA), or any other related subject

------------------------------------------------------

Job Family Group:

Risk Management

------------------------------------------------------

Job Family:

Credit & Portfolio Risk Management

------------------------------------------------------

Time Type:

Full time

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review .



  • Mumbai, India 12542 Citicorp Services India Private Limited Full time

    ICG Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management (“ICM”) organization. The IRAU’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICG Risk and Banking, Capital Markets and Advisory’s (BCMA) shared commitment to ensuring the safety and soundness of...


  • Mumbai, India 12542 Citicorp Services India Private Limited Full time

    ICG Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management (“ICM”) organization. The IRAU’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICG Risk and Banking, Capital Markets and Advisory’s (BCMA) shared commitment to ensuring the safety and soundness of...


  • Mumbai, Maharashtra, India 12542 Citicorp Services India Private Limited Full time

    ICG Risk Analysis is an essential part of the Institutional Credit Management organization, focusing on delivering top-notch credit risk analysis, monitoring, and credit administration to ensure the safety of wholesale lending across ICG. The Credit Risk Analysts at ICG Risk Analysis are in charge of a portfolio of ICG Risk Relationships, conducting credit...

  • ICG Risk Analysis

    4 weeks ago


    Mumbai, India 12542 Citicorp Services India Private Limited Full time

    The Credit Risk Analyst II is a developing professional role. Applies specialty area knowledge in monitoring, assessing, analyzing and/or evaluating processes and data. Identifies policy gaps and formulates policies. Interprets data and makes recommendations. Researches and interprets factual information. Identifies inconsistencies in data or results,...

  • ICG Risk Analysis

    4 weeks ago


    mumbai, India 12542 Citicorp Services India Private Limited Full time

    The Credit Risk Analyst II is a developing professional role. Applies specialty area knowledge in monitoring, assessing, analyzing and/or evaluating processes and data. Identifies policy gaps and formulates policies. Interprets data and makes recommendations. Researches and interprets factual information. Identifies inconsistencies in data or results,...


  • Mumbai, Maharashtra, India Citi Full time

    The Central Manager's Control Assessment (MCA) team is responsible for governance of the ICG Technology lines of business execution of MCA. The SVP Business Risk Officer - MCA Team is the team lead managerial role which provides operational and service leadership and direction to teams. Applies in-depth disciplinary knowledge through provision of value-added...

  • ICG Risk Analysis

    2 days ago


    Mumbai, Maharashtra, India Citi Full time

    The Credit Risk Officer is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness. There are typically multiple people within the...

  • ICG Risk Analysis

    2 days ago


    Mumbai, Maharashtra, India Citi Full time

    The Credit Risk Analyst II is a developing professional role. Applies specialty area knowledge in monitoring, assessing, analyzing and/or evaluating processes and data. Identifies policy gaps and formulates policies. Interprets data and makes recommendations. Researches and interprets factual information. Identifies inconsistencies in data or results,...


  • Mumbai, India Citi Full time

    The Central Manager’s Control Assessment (MCA) team is responsible for governance of the ICG Technology lines of business execution of MCA. The SVP Business Risk Officer - MCA Team is the team lead managerial role which provides operational and service leadership and direction to teams. Applies in-depth disciplinary knowledge through provision of...

  • ICG Risk Analysis

    2 months ago


    Mumbai, India Citi Full time

    The Credit Risk Officer is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness. There are typically multiple people within the...

  • ICG Risk Analysis

    2 months ago


    mumbai, India Citi Full time

    The Credit Risk Officer is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness. There are typically multiple people within the...

  • Risk Modeler, Eno

    2 months ago


    Mumbai, India Credit Suisse Full time

    **Your field of responsibility** The Trade analysis team looks into performing pre-trade exposure calculations for live trades. This includes portfolio impacts (PE & EPE), haircut/initial margin recommendations, and in-depth analysis of structured deals. The exposures are used to ascertain credit charges and to understand the impact of new trades on...

  • Avp Credit Risk

    2 months ago


    Mumbai, India Barclays Full time

    Job Title: AVP Credit Risk Location: Mumbai About Barclays Barclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment bank, all of...


  • Mumbai, India Citi Full time

    Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a new function in the 1st Line of Defence, to house and consistently manage Credit Risk activities performed across its Institutional Client Group organization. Institutional Credit Management (ICM) was established with the...

  • Credit Risk Analyst

    2 days ago


    Mumbai, Maharashtra, India Citi Full time

    The Credit Risk Intmd Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives...

  • Avp Credit Risk

    1 month ago


    Mumbai, Maharashtra, India Barclays Full time

    Job Title: AVP - Credit Risk Location: Mumbai About Barclays Barclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment bank, all of...

  • Credit Risk Analyst

    2 weeks ago


    mumbai, India Kotak Mahindra Bank Full time

    No of Positions: 2Grade: Deputy Manager (1 - 3 years of experience)Sr. Manager (4 - 6 years of experience)Location: Mumbai (BKC)Job Role:Credit Risk Analytics and Modelling – Analyze, model, validate and document various measures of Credit Risk for use in Expected Credit Loss and Capital computations.Hands-on experience in building, implementing,...


  • Mumbai, India Citi Full time

    **Description** Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a new function in the 1st Line of Defence, to house and consistently manage Credit Risk activities performed across its Institutional Client Group organisation. Institutional Credit Management (ICM) was established...

  • Credit Risk Analyst

    3 weeks ago


    Mumbai, India Kotak Mahindra Bank Full time

    No of Positions: 2Grade: Deputy Manager (1 - 3 years of experience) Sr. Manager (4 - 6 years of experience)Location: Mumbai (BKC)Job Role:Credit Risk Analytics and Modelling – Analyze, model, validate and document various measures of Credit Risk for use in Expected Credit Loss and Capital computations.Hands-on experience in building, implementing,...

  • Credit Risk Analyst

    2 weeks ago


    Mumbai, India Kotak Mahindra Bank Full time

    No of Positions: 2Grade: Deputy Manager (1 - 3 years of experience) Sr. Manager (4 - 6 years of experience)Location: Mumbai (BKC)Job Role:Credit Risk Analytics and Modelling – Analyze, model, validate and document various measures of Credit Risk for use in Expected Credit Loss and Capital computations.Hands-on experience in building, implementing,...