Junior Credit Analyst | ZR_381_JOB

4 weeks ago


india PeoplePartners Inc Full time
Job Description

This is a remote position.

Job Overview:
As a Junior Credit Analyst, you will be an integral part of our credit analysis team, responsible for supporting the assessment of loan applications and credit risk evaluation processes. You will undertake various tasks related to pricing, valuations, documentation verification, general administration, and report generation. Additionally, you will play a key role in data entry and management within our Customer Relationship Management (CRM) system. As you gain experience, there will be opportunities to delve deeper into income calculations, living expenses assessment, lender scenarios, and service calculations.
Job Description:
-Evaluate pricing valuations to assess the risk and profitability of loan applications.
-Ensure accuracy and compliance with pricing guidelines.
-Handle pricing requests from internal and external stakeholders.
-Coordinate pricing activities and ensure timely responses.
-Request supporting documents from loan applicants.
-Verify the authenticity and completeness of supporting documents against a checklist.
-Perform various administrative tasks to support the smooth functioning of the credit analysis process.
-Generate property reports and credit reports based on analysis findings.
-Provide comprehensive insights to aid decision-making. -Input and maintain accurate data in the CRM system.
-Ensure data integrity and completeness for effective tracking and reporting.
-Review income calculations, living expenses, lender scenarios, and service calculations.
-Contribute insights and recommendations to enhance the credit assessment process.
Requirements
-Ability to communicate effectively and articulately in English, both in writing and verbally.
-Strong focus on accuracy and precision in tasks and work outputs
-Proactive approach to tasks and responsibilities, with a drive to achieve goals and objectives.
-Willingness to share knowledge, provide support, and contribute positively to team dynamics.
-Ability to maintain composure and professionalism while dealing with setbacks or obstacles
-Openness to acquiring new skills, knowledge, and experiences.
Benefits -Permanent Work-from-home setup
-Company-provided equipment
-Secondary WiFi Modem
-21 Leave Credits
-100% conversion of UNUSED leave credits
-HMO on Day 1
-Grab Voucher every month
-Birthday Gift
-Loyalty Gift
-Christmas Gift
-Work-Life Balance
-Active employee engagements physically such as Christmas Party & Team Building, and virtual events such as town-hall with prizes.


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