Credit Analyst
3 weeks ago
Job Description:
Credit analysts must be able to handle very high levels of responsibility in their jobs – some lending proposals may be for amounts as great as £50,000,000
What does a credit analyst do?
Credit analysts determine the credit worthiness of people or companies applying for loans.
Employers include commercial, investment and foreign banks, private equity firms, investment/asset management companies, insurance companies and specialist credit rating agencies (for example: S&P Global Ratings, Dun and Bradstreet). Typical tasks include:
gathering information about clients reading financial briefings assessing, analysing and interpreting complicated financial information undertaking risk analysis by developing statistical models visiting clients keeping company credit exposures within set risk bearing limits completing loan application forms and submitting to loan committees for approval using credit-scoring systems for small credit amounts (such as small unsecured personal loans) keeping knowledge of key issues up-to-date (for example legal, market risk and compliance issues) helping to enhance the quality of credit applications making recommendations about procedural/policy changes.
Key Skills :
Credit Analyst
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Credit Analyst
3 weeks ago
surat, India Skill Ventory Full timeRoles and Responsibilities File checking, processing the same from login to disbursement, conduct telephonic PD, maintaining TAT for sanctioning the files, documentation, disbursement, audit compliance. Preparation of Credit Approval Memo. Scrutinizing of KYC, income, and financial documents for authentication as per log in checklist. Analys...
