Risk Policy Personal Loan

2 weeks ago


india Corphive Full time

Job Purpose

  • To give effective credit support for meeting the business targets.
  • To frame the Personal Loan policy framework (acquisition and account management policies), processes and workflow, assist in growth of the Personal Loan business in India
  • Support implementation of credit decision module on Personal loan technology platform
  • Personal Loan credit policy management and MIS analytics for portfolio monitoring and regular reviews
  • Partnership with product development, collections, systems and operations team to ensure product development and roll out objectives are met

Key Accountabilities:

  • Coordination with relevant stakeholders and ensure alignment of objectives
  • Monitor portfolio performance through a structured early warning mechanism
  • Ensure system changes keep pace with product development and ensure adequate controls
  • Assist on developing Fintech partnerships, vendor empanelment, UAT activities on system changes
  • Compliance with all internal and RBI/MAS guidelines



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