Risk Analyst

3 weeks ago


Bengaluru, India Turno Full time
Responsibilities:

- Development, Implement and Review of Credit Risk Models & Associated Frameworks in an unsecured rural/semi-urban lending context.- Implement & Monitor Credit Risk strategies across the lending life cycle-acquisition, underwriting, cross-sell & collections.- Review portfolio on periodic basis across various risk metrics for early warning signals and analyze portfolio trends to track portfolio quality on accepted risk parameters.- Ensure risk policies are timely reviewed and reflect the dynamic external environment and internal risk appetite.- Analyze industry data on a scale, preparation of MIS/Dashboards and apprising senior management on changing market conditions.- Regular review of processes for adherence on risk policies and check if controls are effectively in place and working.- Coordinate with Various internal teams for strengthening of risk framework.

Eligibility Criteria:

- Bachelor's or Master's degree from Tier1 college- 3-6 years of experience in managing risk in a NBFC/Fintech- Excellent in understanding data & bringing insights.- Sound knowledge of statistical models- Experience in Microfinance/MSME Lending will be an added advantage
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