Business Intellgence Unit

12 hours ago


Mumbai, India Skill Ventory Full time

Roles and Responsibilities Good understanding of credit policy and data analytics regarding retail lending business Candidate with expertise in data analysis and visualization of data Manage the development and maintenance of business intelligence reports and dashboards for the retail lending business Lead a team of analysts responsible for data analysis and MIS reporting Collaborate with stakeholders across the retail lending business to identify and prioritize data needs Ensure data quality and accuracy through regular monitoring and maintenance Identify opportunities to optimize data collection, storage, and analysis processes Analyze data to identify trends, insights, and opportunities for business growth and risk control Present findings and recommendations to senior leadership and stakeholders Provide strategic guidance on data-driven business decisions Calculation and periodical recon of PD / LGD / EAD and ECL allowance Incentive calculation of Credit / Collections / Sales unit on periodical basis Strong analytical and dispute resolution skills. Ability to make independent decisions with a strong sense of empowerment and leadership skills to command the respect of a cross functional set of professionals at senior level (internal and external) working in open ended situations. Digital exposure should be preferred. Should have looked at scale and complexities. To assess the credit risk and adopt suitable course corrections and give feedback to central policy and underwriting team for preventive actions Establishing robust monitoring mechanisms such as Early Warning Signals, real-time monitoring for all credit products. Ensuring timely and accurate reporting of information to relevant stakeholders, which includes top management, regulators and rating agencies. Proactive research about new markets – product / geography / segment on external data Periodical scrub of borrower data on credit bureau performance


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