Compliance Fair Lending Analyst 2

7 days ago


india Bread Financial Full time
JOB DESCRIPTION

Every career journey is personal. That's why we empower you with the tools and support to create your own success story.

Be challenged. Be heard. Be valued. Be you ... be here.

Job Summary

The Compliance Fair Lending Analyst 2 will focus on the development and execution of internal compliance and control reviews. This position will expand to encompass self-assurance activity validation across various business processes through testing, file review and audit activities for Bread Financial and its affiliates. The Fair Lending Compliance Testing Analyst II conducts testing and reviews engagements in accordance with the testing / monitoring schedule and other applicable corporate policies or procedures.

Essential Job Functions

Assist in fair lending compliance activities, analyze lending activities, conduct risk assessments, create work papers, and assist in knowledge sessions.

Build automated tests and data analytics, provide qualitative results, and assist in expanding testing and analytics opportunities.

Prepare workpaper, testing report, and other project deliverables as part of the Fair Lending Compliance monitoring as per the internal procedure and guidelines.

Assist in other compliance efforts as needed, such as ad hoc projects, regulatory exams, internal audits, department updates, etc. Demonstrate excellent verbal and written communication skills when working with internal and external partners.


Minimum Qualifications

Bachelor’s Degree

3+ years working within regulatory and risk management in compliance testing, risk management, or internal audit


Preferred Qualifications

CA (Inter) degree in internal audit, compliance, or statistics


Skills

Compliance Testing

Credit Card Regulations

Internal Control Testing

Internal Controls

Internal Auditing

Data Mining

Structured Query Language (SQL)

Microsoft Visio


Reports To : Supervisor and above
Work Environment

Normal office environment, hybrid

Other Duties

This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.

About Bread Financial 

At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.

Bread FinancialTM is a tech-forward financial services company providing simple, personalized payment, lending and saving solutions. The company creates opportunities for its customers and partners through digitally enabled choices that offer ease, empowerment, financial flexibility and exceptional customer experiences. Driven by a digital-first approach, data insights and white-label technology, Bread Financial delivers growth for its partners through a comprehensive suite of payment solutions that includes private label and co-brand credit cards and Bread Pay™ buy now, pay later products. Bread Financial also offers direct-to-consumer products that give customers more access, choice and freedom through its branded Bread CashbackTM American Express® Credit Card and Bread SavingsTM products.

Headquartered in Columbus, Ohio, Bread Financial is powered by its approximately 7,000 global associates and is committed to sustainable business practices.

All job offers are contingent upon successful completion of credit and background checks.

Bread Financial is an Equal Opportunity Employer.

Job Family:

Enterprise Risk

Job Type:

Regular

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