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Credit Executive

2 months ago

maharashtra, India Snapmint Full time
ABOUT SNAPMINT- Snapmint is on a mission of democratizing no/low-cost installment purchases for the next 200 Mn Indians. Of the 300 million credit-eligible consumers in India, less than 30 million actively use credit cards. Snapmint is reinventing credit for the next 200M consumers by providing them the freedom to buy what they want and pay for it in installments without a credit card. In a short period of time, Snapmint has reached over a million consumers in 2200 cities and has powered over 200 crores worth of purchases.
Snapmint was started by a closely-knit team of passionate bankers and technocrats from IIT Bombay.
Role & responsibilities
Complete  KYC checks  and all due diligence relating to  credit checks.
Review  loan requests  from customers.
Evaluate creditworthiness and risks associated with granting credit
Contact clients to gather financial data and documentation
Analyze risks and  approve or reject loan requests
Calculate financial ratios (e.g.,  credit scores  and interest rates)
Maintain updated records of loan applications.
Provide feedback to internal teams on credit process/policies/ and sharing of best practices
Adhere to internal policies and TATs for loan approval
Identify potential  fraudsters/ suspect customers  and implement processes around them
Ensure all records and documentation is maintained for all loan applications
Preferred candidate profile
Proven work experience (1-2 years) as an  Online KYC, Loan Approver,   Credit Officer, Loan Officer in NBFC, Banks.
Hands-on experience with unsecured lending procedures and products.
Experience in  DSA and online loan approval  will be eligible for this position.
Graduation and above.
Work from office and 6 days working (roster off).
Location- Nahur, Bhandup west
Interested Candidates can fill out the form given below
Form Link-