
Credit Executive
3 weeks ago
Roles and Responsibilities
- Understanding the customer profile, performing financial analysis & determining the credit worthiness of the proposal
- Review the underwriting process and define process as per available resources and branch requirements
- Analyze associated risks in the business and financial standing of the client
- Appraising proposals, conducting risk analysis & scrutinizing relevant documents before recommending, ensuring compliance with credit policies
- Overseeing the proposals end to end e.g. from login to sanction of cases and supporting in disbursal
- Analyze the bank behavior of the customer and bank statement.
- Analyzing CRIF/CIBIL reports
- Loan Assessment and decision making
- Handling loan pre-sanction and post-sanction activities
- Partnership management
- MIS reporting
Preferred candidate profile
B.com , MBA is an added advantage)
Odiya language reading & speaking is mandatory for the candidates.
Perks and benefits : PF, Gratuity, Medical & Life insurance
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