Analyste crédits Front Office – Corporate

4 weeks ago


india EURHASI Full time
Job Description

EURHASI recrute pour son client un Analyste crédits Front Office – Corporate (H/F) 

Notre client est une banque privée, qui propose un modèle unique de banque privée en France lequel est fondé sur une vision intégrée des patrimoines privé et professionnel. Son offre de Conseil alliée à son offre de Gestion et Financements en font le partenaire privilégié d’une clientèle patrimoniale.

Le client n’accepte pas de candidatures nécessitant des démarches administratives pour une autorisation de travail (permis de séjour, permis de travail, autorisations diverses ...)

 

Mission

L’analyste crédits aura pour mission d’étudier et formaliser les demandes de crédits et évaluer le risque financier afférent.

Pour se faire, il/elle aura pour principales activités de :

 

  • Se procurer les documents comptables, rapports d’activités et autres documents nécessaires à l’étude de la problématique du client
  • Garantir, en liaison avec les Banquiers Corporate et la Direction des Risques, la constitution complète des dossiers de crédits :
  • Analyse financière du client corporate
  • Propositions de financement, de tarification et de garanties
  • Analyse de risque (comme 1ère ligne de défense) afin de s’assurer du respect de la politique de risque de crédit de la banque
  • Rédaction d’une note motivée et circonstanciée à destination de la Direction des Risques de Crédit,
  • Traitement informatique
  • Contribuer à la relation commerciale : préparation et participation à des rendez-vous clients avec les banquiers corporate notamment ceux préalables à la réalisation de dossiers de crédit
  • Valider si nécessaire le montage envisagé avec les départements juridique et fiscalité
  • Garantir le renouvellement des dossiers de crédit en portefeuille dans le respect des échéances
  • Contribuer au bon fonctionnement du département LLDB en participant, le cas échéant, à des missions collectives et / ou transverses.

Profil

Profil recherché

  • Analyse financière (French GAAP et IFRS) et montage de financements
  • Maîtrise des outils bureautiques (pack Office) et capacité d’adaptation aux outils informatiques internes
  • Rigueur, efficacité, qualité rédactionnelle et capacité de synthèse
  • Appétence commerciale et sens du relationnel
  • Capacité à travailler en équipe et en autonomie, sens du service, force de proposition

         

Compétences minimum attendues :

  • Formation supérieure en Finance d’Entreprise (Master 2, École de Commerce ou Université).
  • 3 à 5 ans d’expérience en analyse financière corporate dans une banque ou autre établissement financier de premier plan.
  • Analyse financière (French GAAP et IFRS) et montage de financements
  • Bon niveau d’anglais (B2 minimum) notamment rédactionnel

Informations contractuelles

 

Les avantages

  •  Congés additionnels
  •  Intéressement
  •  Participation
  •  Télétravail 1 à 2 jours maximum par semaine
  •  Mutuelle d'entreprise
  •  Tickets restaurant
  •  Statut Cadre
  • Tickets restaurants
  • 90 % de remboursement des frais de transports.
  • Convention collective banque


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