Underwriter - u.s mortgage

2 days ago

Chennai, India Talentgigs Full time

JOB TITLE: U. S Mortgage UnderwriterSHIFT TIMING: Must be open for Night ShiftPOSITION TYPE: Full-TimeLOCATION: ChennaiExperience Range: 0.6 months – 8 yearsNotice period: UPTO45 DaysJob descriptionA Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements.Key Responsibilities: Loan Application Review:➢ Analyse and verify loan applications, ensuring all required documents are complete and accurate.➢ Assess the borrower's credit history, employment, income, and debt levels.➢ Confirm the property's value through appraisal reports.Credit and Financial Analysis:➢ Evaluate credit reports to determine the borrower's creditworthiness.➢ Analyse financial statements, tax returns, pay stubs, and other income documentation.➢ Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios. Property Valuation Review: ➢ Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation.Compliance and Risk Assessment:➢ Ensure loans comply with all federal, state, and local regulations.➢ Adhere to company policies and guidelines.➢ Identify potential risks and assess the overall risk level of the loan.Essential skills and requirements:• Any bachelor’s degree.• Proven experience in mortgage processing or underwriting.• Strong knowledge of mortgage industry regulations and procedures. • Excellent analytical and problem-solving skills.• Detail-oriented with exceptional organizational abilities.• Proficiency in using mortgage processing software and financial tools.• Effective communication and interpersonal skills. • Ability to work efficiently under pressure and meet tight deadlines.• Solid understanding of financial statements and credit reports.• Certification in mortgage underwriting or related fields is a plus.

  • Underwriter - U.S Mortgage

    3 days ago

    Chennai, India Talentgigs Full time

    JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The...

  • Underwriter - U.S Mortgage

    2 days ago

    Chennai, India Talentgigs Full time

    JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The...

  • Underwriter - U.S Mortgage

    3 days ago

    Chennai, India Talentgigs Full time

    JOB TITLE:U.S Mortgage UnderwriterSHIFT TIMING: Must be open for Night ShiftPOSITION TYPE: Full-TimeLOCATION: ChennaiExperience Range: 0.6 months – 8 yearsNotice period: UPTO45DaysJob descriptionA Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position...

  • Underwriter - U.S Mortgage

    18 hours ago

    Chennai, India Talentgigs Full time

    JOB TITLE:U.S Mortgage UnderwriterSHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-TimeLOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45DaysJob descriptionA Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The...

  • Underwriter - U.S Mortgage

    11 hours ago

    Chennai, India Talentgigs Full time

    JOB TITLE:U.S Mortgage UnderwriterSHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-TimeLOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45DaysJob descriptionA Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The...

  • Underwriter - U.S Mortgage

    3 hours ago

    Chennai, Tamil Nadu, India, Tamil Nadu Talentgigs Full time

    JOB TITLE:U.S Mortgage UnderwriterSHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-TimeLOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45DaysJob descriptionA Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The...

  • Manager Mortgage Underwriting

    3 weeks ago

    Chennai, India HCLTech Full time

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    2 weeks ago

    Chennai, India HCLTech Full time

    We are hiring for a Manager Mortgage Underwriting. Please find the below Key tasks and responsibilities for the same: Key Responsibilities. Underwriting Leadership - Oversee daily operations of the underwriting team, ensuring timely and accurate decisions on loan files. - Manage underwriting for FHA, VA, USDA, Fannie Mae, Freddie Mac, and jumbo loan...

  • Manager Mortgage Underwriting

    2 weeks ago

    Chennai, India HCLTech Full time

    We are hiring for a Manager Mortgage Underwriting. Please find the below Key tasks and responsibilities for the same: Key Responsibilities. Underwriting Leadership - Oversee daily operations of the underwriting team, ensuring timely and accurate decisions on loan files. - Manage underwriting for FHA, VA, USDA, Fannie Mae, Freddie Mac, and jumbo loan...

  • Manager Mortgage Underwriting

    2 weeks ago

    Chennai, Tamil Nadu, India, Tamil Nadu HCLTech Full time

    We are hiring for a Manager Mortgage Underwriting. Please find the below Key tasks and responsibilities for the same:Key Responsibilities.Underwriting Leadership- Oversee daily operations of the underwriting team, ensuring timely and accurate decisions on loan files.- Manage underwriting for FHA, VA, USDA, Fannie Mae, Freddie Mac, and jumbo loan products.-...