Senior Actuary

3 days ago

Mumbai, India Glitterbug Technologies Full time

Role Overview

We are looking for an experienced Senior Actuary with a strong background in Life Insurance Pricing. You will be responsible for developing and implementing pricing strategies for life insurance products, ensuring financial sustainability while aligning with business objectives. The role involves close collaboration with product, finance, underwriting, and technology teams to drive innovation in nsurance offerings.

Key Responsibilities


• Develop and optimize pricing models for life insurance products, ensuring a balance between

competitiveness and profitability.


• Perform experience analysis to assess mortality, morbidity, persistency, and other key

assumptions impacting pricing.


• Conduct risk assessments and scenario testing to ensure product sustainability and financial

viability.


• Support product development initiatives, providing actuarial insights into structure, premium

rates, and market positioning.


• Ensure regulatory compliance with IRDAI guidelines and contribute to actuarial reporting and

certifications.


• Analyze claims and persistency trends, identifying areas for improvement in pricing and

underwriting strategies.


• Collaborate with finance, underwriting, and product teams to align actuarial outputs with

business goals

Requirements


• Fellow of the Institute of Actuaries of India (FIAI) or an equivalent global certification (e.g., FIA,

FSA).


• 8+ years of actuarial experience, with a focus on Life Insurance Pricing.


• Strong expertise in mortality, morbidity, and persistency analysis.


• Experience in product pricing, valuation, and risk assessment within the life insurance domain.


• Proficiency in actuarial software such as Prophet, R, Python, or similar tools.


• Strong analytical and problem-solving skills with a data-driven mindset.


• Excellent communication skills to present complex actuarial concepts to stakeholders.


• A strategic mindset with a focus on innovation and continuous improvement. Role & responsibilities

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